HSB TechAdvantage™
Insurance for breakdown of equipment and the technology that runs it
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Protecting businesses from equipment and technology failures
HSB TechAdvantage™—more than equipment breakdown insurance
Electronic Circuitry Impairment
HSB TechAdvantage™ is the one equipment breakdown policy with two covered causes of loss. It provides coverage for when equipment suddenly and accidentally breaks down, as well as electronic circuitry impairments—failures when microelectronic physical damage is not detectable or damage such as firmware corruption or software failure results in breakdown. When equipment just stops but can be fixed by replacing electronic circuitry components, that’s the tech advantage.
Silent Cyber
HSB understands cyber risk, including cyber risk to equipment. When cyber criminals attack, they can access more than data or computer code. In our increasingly connected world, they may also take control of and damage equipment that is the heart of a business enterprise. HSB believes that protecting equipment against breakdown in the 21st century must encompass protecting against damage caused by cyber attacks. HSB TechAdvantage™ Equipment Breakdown coverage does not exclude direct physical damage to equipment as a result of a cyber event.