HSB Contractors' Plant Insurance

E-trade product
Access via HSB Fast Track or Acturis

Focused on minimising the disruption to a construction project

We can provide comprehensive cover for owned and hired-in contractors’ plant.

Features

Cover is available on a specified or blanket basis for owned plant
Owned plant insurance on a reinstatement (new for old) basis up to 24 months old
Legal liability cover for hired-in plant under the terms of the hire agreement
Cover for plant whilst hired out

Why buy HSB Construction Insurance?

Our underwriters and risk engineers have extensive experience in providing construction insurance and are recognised as experts in this field. Drawing on our vast expertise in the construction sector, we are able to provide insurance products to meet the insurable risks of a specific project:

Policy wordings specifically designed with contractors, property developers and construction plant owners in mind
Extensive underwriting expertise of construction projects
Specialist engineering knowledge of plant and machinery
Cover available across the UK and Ireland

Access to experienced in-house construction loss control risk engineers
An established, responsive E-Trade Team for underwriting referrals, general e-trade support and enquiries
A dedicated, customer-focused in-house claims team with specialist knowledge of the construction industry

Claims Examples

Theft of a chipper

A gardening company's chipper, which was stored at a farm, was stolen just a month after it had been purchased on finance. Settlement was issued to the finance company for the amount outstanding, and the remainder to the gardening company.

Claim: £23,001

Accidental damage to a hired-in surveying station

A construction company's hired-in surveying manual total station blew over in the wind, sustaining damage to both the handle and control panel.

Claim: £3,201

Theft of a hired-in digger

A construction company’s hired-in digger, secured with a sensor alarm, CCTV and Heras fencing, was stolen by thieves.

Claim: £17,001

Product Brochures

Product Brochure: Ireland

PDF, 679 KB

Trading made simple

Our construction e-trade product has been developed to be traded entirely online; making it quick and easy to quote and bind cover, process mid-term adjustments and obtain renewal terms. Access via HSB Fast Track; our online broker trading platform, or Acturis:

HSB Fast Track

Log-in: UK

Log-in: Ireland

Request access

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Available for periods of up to 12 years, our product provides comprehensive cover for the mechanical and electrical services installed in new buildings undergoing construction, 'shell and core' building refurbishments, and completed buildings less than two years old.

Learn more

HSB: UK construction trends

John Nicholls, Construction Product Lead - HSB — John Nicholls

Construction Product Lead - HSB

Video

Short summary

Why choose HSB?

Leading specialist provider of engineering and technology insurance and inspection services in the UK and Ireland
Winner of the 2021 British Insurance Awards 'Specialist Insurance Company of the Year' award
Winner of the Insurance Times Awards 2021 'Excellence in e-Trading - Insurer' Bronze Award
UK-based arm of HSB Group, the equipment breakdown insurance and inspection market leader since 1866
Part of Munich Re, a world leader in risk solutions, consistent risk management and financial stability
Financially strong and stable – rated A++ (Superior) by A.M. Best Company
A member of the Institute of Customer Service, demonstrating our commitment to continually improving customer service performance and professionalism