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HSB Group Identity Protection

For the consumers of identity protection products and services

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    Cybersecurity coverage for today’s consumers

    Identity protection service providers can enhance their offering to protect their members from evolving cyber risks and help them get back on track if they become victims of cybercrime.
    A graphic illustrates an identity protection framework. Central to the design is a circle labeled "Identity Protection Services Partner," surrounded by icons representing various services like VPN, password manager, and scam blocker. Arrows connect these elements to "HSB" and "Customers," emphasizing a network of security solutions.

    Comprehensive coverage

    HSB Group Identity Protection provides your members with a suite of cyber coverages that can protect them and their families from emerging and ever-present cyber risks. In addition to coverage for online fraud, cyber attack, data breach, home title fraud, cyber extortion, and identity theft, HSB Group Identity Protection also offers innovative coverage for cyberattacks on digital wallets, as well as mental health and financial counseling services needed after a cyberattack. Expanded coverage for cyberbullying, online harassment, and SIM swapping scams is also included.

    Online Fraud

    Pays for losses resulting from identity theft, online scams, social engineering, wire fraud, hacked payment apps and loyalty reward programs, misdirected payments, illegal bank and credit card transfers forgery, counterfeit currency, and other deceptions.

    Cyber attack

    Covers software and data restoration on computers, tablets, IoT devices such as smart thermostats and appliances, and other internet access points.

    Cyber Extortion

    Provides professional assistance on how to respond to a ransomware attack and payment of the ransom (when approved).

    Data Breach

    Includes costs associated with forensic IT and legal reviews as well as notification and recovery services when private, non-business data entrusted to an individual is lost, stolen or published.

    Cyberbullying and Online Harrassment

    Coverage includes costs to help cover expenses as a result of not only online bullying but also online harassment across all age groups, not just youths and teens.

    Identity Recovery

    Combines identity theft expense reimbursement coverage with full-service ID theft restoration services to save time for customers who experience identity theft.

    Home Title Fraud

    Provides coverage from home title fraud costs resulting from an identity theft, including attorney and court filing fees for the recovery of the title.

    What a loss can cost

    Personal cyber risks are changing and increasing constantly. That’s why it is so important to understand the cybersecurity exposures consumers face and how identity protection can help. HSB handles all claims in-house, ensuring that your members receive expert guidance when they need it most.

    Claim examples

    Computer takeover

    One minute, Gail was on a call with her “bank,” discussing suspicious activity on her account. Reassured by the “representative,” she allowed access to her computer — only to find herself locked out moments later. With all her files frozen and a demand for $10,000 flashing on her screen, Gail was panicked. Thankfully, she’d recently received Group Identity Protection benefits through her VPN provider.

    Cyber fraud

    Mrs. Andrews received an alarming call from an “attorney,” explaining her grandson had been in an accident and needed money for legal fees immediately. Anxious to help, she followed the instructions and wired funds, only to find out later it was all an elaborate scam. The fraudsters had used her love for her grandson to drain her savings. Fortunately, her employer offered identity theft protection services that included Group Identity Protection as part of their benefits program.

    Phishing scheme

    Vince received a seemingly urgent email from his “cell phone company” about an unpaid bill, complete with a link to click. Without a second thought, he followed the link and made a payment, but soon noticed his phone stopped working and his accounts were compromised. His payment information had been used by cybercriminals, causing headaches across his accounts. Luckily, HSB’s Group Identity Protection benefits were in place to help Vince get everything straightened out and cover his financial losses.

    Why trust HSB for personal cyber insurance

    20

    Years

    HSB has been offering cyber insurance and providing cyber risk management for nearly 20 years.

    24/7

    Claims

    Our dedicated cyber claim specialists are available to help when your clients need it most.

    Top 10

    Insurer

    HSB is among the top ten admitted cyber insurers in the United States.

    A++

    Rated

    HSB is rated A++ (Superior) by A.M. Best Company, the largest credit rating agency in the world specializing in the insurance industry.

    Protect your members from emerging cyber risks with HSB Group Identity Protection

    As cyber risks increase and evolve, consumers will be increasingly exposed to potentially devastating consequences. With HSB Group Identity Protection as a part of your identity theft protection services, you can help protect your members from cybercrime and get them back to their regular lives if something happens.

    Learn more about how HSB makes it easy for you to incorporate this coverage into your identity theft protection services, enhancing the value to your members.
    Contact us

    Contact the MGA and Embedded Market coverage experts

    Phil Kelly
    Phil Kelly
    AVP, Business Development
    Patrick Barton
    Patrick Barton
    AVP, Business Development and Strategy
    Emily Boyer
    Emily Boyer
    Operations Manager