HSB Total Cyber™ adds new coverages

Future loss avoidance, system failure and computer fraud

HSB Total Cyber™ insurance for small and mid-size businesses has added new coverages, including losses from unintended computer outages, system improvements to avoid future losses, enhanced financial fraud coverage and much more.

Protection for evolving cyber risks

We’ve expanded our comprehensive protection for your business clients, providing the latest coverage and services to help prevent, respond and recover from cyber-attacks, ransomware extortion, online fraud and other cybercrimes.

Coverage for business income loss

The expanded coverage for HSB Total Cyber includes:

  • System Failure pays for loss of business income resulting from unintentional, unplanned computer system outages, not from a computer attack, lasting more than eight hours.
  • Future Loss Avoidance pays for improvements to a customer’s computer system following an attack to help prevent future losses.
  • Computer Fraud resulting in payments being misdirected.

Free and discounted services

HSB Total Cyber also has added a range of new free or discounted loss prevention services, including consulting on cyber risks, cybersecurity improvements and employee training. Compliance resources help meet contract and regulatory obligations.

Cyber protection 24/7

HSB Total Cyber claims service is provided by an experienced team that works with industry-recognized legal, forensic and cybersecurity organizations. We respond 24/7 to cyber events such as data breach, identity theft and computer attacks.

It’s easy to quote online

It’s easy to rate, quote, bind and issue HSB Total Cyber policies using our Cyber Quote online platform. Contact your HSB representative and visit our website to learn more about HSB’s cyber insurance and services for small and mid-size businesses.