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SiTao
Smart Thinking Consulting

Re-envision the future of insurance

SiTao, Smart Thinking Consulting (Beijing) Company Ltd., is a dedicated arm of Munich Re, which drives insurance innovation in the Greater China Market. Our unique local set-up fosters agility in response to market movements and trends and helps uncover new ways for our partners to re-envision the future of insurance.

Leveraging Munich Re’s global experience allows us to transfer deep knowledge and expertise to the insurance industry in China. This includes risk digitalisation, portfolio optimisation through our market leading capabilities on product development and data analysis. Furthermore, we assist our partners across the insurance value chain in spotting new trends, formulating creative ideas, designing innovative prototypes and delivering best-in-class solutions. Being part of a market-leading reinsurer, we are able to deeply understand clients' needs and requirements.

Extending reinsurer's proposition in the value chain

SiTao offers a unique suite of strategic analysis and development services to drive innovation in insurance. We aim to create and nurture scalable new business models through emerging risks and extend the value chain with new solutions that help manage risks that traditional (re)insurance does not handle. 

We look beyond traditional reinsurance requirements and provide a full spectrum of risk management services

Risk Transfer
Capital Solutions
Underwriting Expertise
New Risk Solutions
Innovative Business Model
Insurtech

We’ve got the future covered

From personal life to industry upgrades, SiTao's solutions transcend topics and businesses. Our ultimate goal is to assist human beings in embracing a future with new technology – by insuring the new risks that are arising across all facets of social life.
We’ve got the future covered
© Munich Re
Innovation business at SiTao

Our approach – a 4-step closed cycle to make future risks insurable

From idea to realisation, SiTao's unique methodology in innovative product creation enables swift reaction to market demand. SiTao's disciplined approach and strong commitment to meeting market needs makes it a pioneer in turning tomorrow's risks into today's insurance products.
Our approach – a 4-step closed cycle to make future risks insurable - from reasearch to project development to market promotion and product design
© Munich Re
SiTao's approach – a 4-step closed cycle to make future risks insurable

Benefits of partnering with SiTao

The future of insurance
We help our business partners in China embrace the future of insurance.
We do so by assisting them in spotting trends, discussing ideas, developing prototypes, and partnering in new approaches to doing insurance business.
Solutions oriented
We deliver solutions that include new insurance products, technology, and digital platforms.
Full utilisation of your development costs
We maximise your product and service innovation, quality and market success while minimising your development costs, launch time and risk of failure.

Ideas Hub - Download SiTao's report series

We design our innovative (re)insurance solutions throughout industry research. We bring in Munich Re’s expertise when we build our understanding in new risks and technologies. 

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Talk to our experts
Zijia Li
Zijia Li
Managing Director
Smart Thinking Consulting
Dan Liu
Dan Liu
Head of Strategic Program & Partnership
Smart Thinking Consulting
Cindy Yuan
Cindy Yuan
Head of Innovative Solution and Consulting
Smart Thinking Consulting
Yi Dong
Yi Dong
Head of Data Analytics Center
Smart Thinking Consulting