Structured Prospective Solutions
Setting the scene
Your target KPIs and reinsurance needs are evolving and you wish to rethink your retention levels or consider enhancing your existing reinsurance structure?
The structuring features we offer can address your needs in a more targeted manner than traditional risk transfer mechanisms. The focus and flexibility offered by these features is why structured reinsurance is increasingly used as capital management tool.
Whether your organisation requires additional capital to keep up with its targeted annual premium growth or to steer the capital adequacy ratio, we have the necessary experience to assist with structured reinsurance solutions. With respect to other KPIs, our structured reinsurance solutions can be used to provide business plan protection to support newly established entities in the first years of their operation or allow you to optimize your existing risk portfolio by utilizing comprehensive multi-class aggregate.
Fitting the relevant reinsurance structures to your individual situation, while ensuring alignment with local regulatory requirements is achieved in close collaboration with you. Listed below are just a few examples of the wide selection of tailor-made features we can customize for you.
In certain jurisdictions additional limitations for such covers apply and need to be considered.
Retroactive covers as stand-alone solutions are the perfect tool for freeing up redundancies and capital or to ring-fence liabilities.
Structuring features like retentions or limits can be automatically re-adjusted based on
previous loss experience or exposure development to better match risk retention over a longer term.
Annual and term deductibles and limits can be set to optimize a solution to match your requirements and risk appetite.