MIRApply Physician
© Daniel Grizelj / Munich Re

MIRApply Physician

Digitizes the workflow for requesting, creating and evaluating GP reports in the application process

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Accelerating risk assessment and driving excellence

Requesting further information from doctors is one of the greatest sources of delays in the life insurance application process. This is compounded by the fact that this part of the process is often not digitized. Individual GP reports, typically written by hand, are associated with a high degree of effort – for doctors and underwriters alike. Moreover, the reports often lack the specific information required. The web-based tool MIRApply Physician increases quality and reduces the degree of effort required by up to 90%!
In June 2020 MIRApply Physician has been rewarded by Efma and Accenture with the “Innovation in Insurance” Award in the category “Core Insurance Transformation”.
Efma & accenture

Application process with and without MIRApply Physician

Fast, secure, up to date: MIRApply Physician

Fast, secure, up to date: MIRApply physician
© Eva Katalin Kondoros / Getty Images
MIRApply Physician reduces the effort for doctors and closes one of the largest gaps in the digital application process.

Shorter processing times: The typical time taken to obtain and process information from doctors is reduced by up to 90%. 

MIRA-based decisions: The user receives a reliable risk assessment based on the continuously updated market standard.  

Access to data analytics: The completely digitalised data forms the basis for improved portfolio and risk analyses. 

Stringent privacy standards: MIRApply Physician is based on an access-protected website that meets stringent data protection and security standards. 

Straightforward implementation: The application can be integrated seamlessly into existing systems.

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