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Insurance and risk transfer solutions for captives
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Insurance and risk transfer solutions for captives

Munich Re offers comprehensive risk protection and other customized solutions for your captive.

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    Comprehensive risk protection and customised solutions for captives

    Captives stand out as an intelligent option for  risk management. Offering insurance and risk  transfer  solutions, they remain a valuable mainstay for addressing self-insured interests.

    Munich Re  is  committed  to helping captives take advantage of every  opportunity as well as tackle every challenge  along the whole value chain. In the face of  emerging risks, we support captives to adjust  and grow. We ensure future success by expertly  managing recent compliance regulations as  well as new risk models like cyber and reputation.  By meeting the needs of diversification,  we offer an efficient way to steer a captive that  focuses on profitability. By understanding the  further challenge of remaining relevant for its  group, we also provide captives with the solutions needed to meet this goal.

    Your challenges, our solutions

    105 captives with direct reinsurance relationship

    In the highly dynamic industries of today, optimal captive  insurance solutions require the right partnership. From  regulatory changes to emerging risks, Munich Re has the  expertise of long-term partnerships with single-parent  captives. Additionally, with over 50 dedicated  NatCat

    experts on hand as well as access to our  NatCatService  analytic global database, we maintain in-depth know-how  regarding property risks from natural disasters. This  ensures that we offer tailored solutions along the whole  value chain with the capacity to back it up.

    • Property (including  NatCat  stand-alone)
    • Energy (Oil & Gas and Mining – open Pit / Underground)
    • Liability (e.g. product liability, recall and environmental liability)
    • Financial  lines  (e.g. D&O, E&O,  professional  indemnity, crime)
    • Complex aggregate XLs and multi-line/multiyear solutions
    • Engineering (e.g. construction and operational power)
    • Access to dedicated experts in areas such as Marine, Fleet Motor business, employee benefits and more

    Risk landscapes are becoming more and more complex  and dynamic. Also, business resilience and your future  depend more on intangibles and third parties than your own  physical assets. Such dependencies and their inherent  risks need to be identified, assessed and clearly addressed  by adequate risk management measures. Based on close  collaboration with you and backed by Munich  Re’s  expertise and data, we can help you to effectively transfer such  individual risks.  

    We bring to the table:
    • Access to emerging risk think tank with support from over 20 specialists
    • Internal and external quantitative monitoring of individual risks in industry-specific ecosystems
    • Intelligence database to identify and verify the causal chains of emerging risks
    • Expertise in the language of regulation and compliance (incl. GDPR, US data-breach notifications, PDPA, etc.)

    When disaster strikes, you need a cover for your captive that  acts immediately. Our  OneCat  concept offers a  payout  process  based on parametric triggers. It delivers when organisations  need their insurance claims to be settled quickly and transparently in order to avoid cash flow problems.

    OneCat  provides  comprehensive response to natural catastrophes with two  specialised covers:
    • OneStorm, a comprehensive and rapid response to tropical cyclones, hurricanes and typhoons
    • OneQuake, parametric trigger cover specifically designed for seismic events  

    Many businesses are unaware of how much their reinsurer  can do for them. We go beyond traditional reinsurance. We  meet solvency requirements head-on, by offering alternative  risk transfer solutions that increase your captive’s ability to  improve capital management, earnings smoothing, and  capital strengthening. Working closely with our clients, we  deliver results that are highly flexible and include turnkey  packages that optimise capital management. We offer an  ever-expanding array of collaborative solutions and covers.  

    • Redeployment of risk-bearing capital from dormant run-off portfolios
    • Regulatory and event-driven solutions
    • KPI optimisation by enhancing retention and structures as well as gaining business plan protection in distressed situations
    • Retrospective covers, Complex Aggregate XLs and multi-year solutions

    In addition, together with our ALM experts, we provide an  ALM consulting service based on Munich  Re’s  own liability  driven investment process. This helps clients use their risk capital in the most efficient way by optimising their asset  allocation based on and in line with their liabilities.

    Nathan users worldwide

    Oftentimes, an organisation has difficulty seeing the whole  picture which hinders making an informed decision followed  by quick actions when time is of the essence. We provide you  comprehensive business insights by offering you agile and  tailor-made risk management solutions. We empower your  organisation with a holistic set of risk solutions based on  location, climate, business and regulations. With access to our  unique tools and experts, companies benefit from an entire  toolbox of benefits at their disposal.

    • Access NATHAN and assess natural hazards around the world in order to enhance your portfolio and claims management
    • Get geological analytic feedback vital to your exact locations with M.IN.D., our interactive portfolio manager
    • NatCatService  archive provides the perfect risk management and research tool for natural catastrophe assessments
    • Streamline staff with our Compliance Web software solution for GDPR company compliance made easy

    Companies around the globe are exposed to everyday weather  anomalies impacting their revenues. Weather-index-linked  covers have grown to become an important risk management  tool in many industries to manage the weather-driven volatility  and provide more budget certainty. Our weather-related  solutions go beyond just commodity-linked industries like  energy and agriculture but span all sectors that may be  financially impacted by volatile weather including retail,  entertainment, tourism, construction and more. With our  data and analytics, we can support clients in identifying  their weather exposure and help structuring tailor-made  risk management solutions.

    • Traditional weather products that can cover multi-year, annual, seasonal, accumulating risks or critical days (in winter and summer) depending on the specific risk profile
    • Renewable product lines include solutions for wind, solar and hydro assets
    • Covering excess costs for construction companies related to weather driven delays
    • Our solutions can be structured as both insurance and derivative

    Your benefits in a nutshell

    We have been competently reinsuring single-parent captives for over 20 years. We are dedicated to long-term partnerships that deliver commitment, even in stormy times.
    Net capacity
    We provide significant and risk adequate net capacity backed by the financial strength of Munich Re Group and offer experience in structuring captive protection schemes.
    Customised solutions
    A collaborative approach that really fits your needs, we underwrite bespoke solutions even for emerging risks.
    Experienced claims processes
    Trust our best in class claims reputation.
    Significant industry and risk expertise
    We have a long history in risk transfer solutions across all relevant lines of business including connected industry.

    Tools and services