Smart Thinking Consulting
© RomoloTavani

Smart Thinking Consulting
(Beijing) Company

Munich Re is one of the world’s leading providers of reinsurance, primary insurance and insurance-related risk solutions. The corporate group consists of the reinsurance and ERGO business segments, together with the capital investment company, MEAG. The Group operates in all lines of insurance. Ever since it was founded in 1880, Munich Re has been known for its unrivalled risk-related expertise and its particularly sound financial position. It also offers its clients financial protection when faced with extraordinarily high levels of damage – from the 1906 earthquake in San Francisco right through to the series of Atlantic hurricanes that occurred in 2017. Munich Re possesses outstanding innovative strength, which enables it to also provide cover for extraordinary risks such as rocket launches, renewable energies, cyber attacks or pandemics. The company is playing a key role in driving forward the digital transformation within its industry and in doing so is increasing its ability to assess risks and expanding upon the range of services that it offers. Its tailor-made solutions and close proximity to its clients make Munich Re one of the world’s most sought-after risk partners for the economy, institutions and private individuals.

Who are we?

Si Tao, Smart Thinking Consulting (Beijing) Company Ltd., offers a unique suite of strategic analysis and development services to drive innovation in insurance. We are leveraging the bundled power of Munich Re’s global innovation units to boost the business success of our partners.


We help our business partners in China to envision the future of insurance.
Spotting trends, discussing ideas, developing prototypes and partnering on new ways of doing insurance business.


We involve our experts in every aspect of insurance. Si Tao employs bright thinkers, creative problem solvers, IT techies, strategists, researchers, data scientists, actuaries, cyber and telematics experts and so many more. Our passion is building new solutions for business partners who aim to lead insurance innovation.


We deliver solutions including new insurance products, technology and digital platforms. 
We maximize your product and service innovation, quality and market success while minimizing your development costs, launch time and risk of failure.

Our business partners

Si Tao’s services are targeted at insurance companies, large internet and tech companies, car manufacturers and their financial services divisions, FinTech and Insurtech ventures, brokers, robot advisors, and IoT companies.

Further information

Munich Re Experts
Li Zi Jia
Li Zi Jia
Managing Director
offers opportunities to explore innovation stories and digital businesses in China
Dr. Liu Dan
Head of Strategic Program & Partnership
Yuan Cindy
Head of Innovative Solutions & Consulting