HSB Construction Insurance
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E-Trade: HSB Project Construction Insurance

Access via HSB Fast Track or Acturis


Quote and bind cover, process mid-term adjustments and obtain renewal terms; all online.

Focused on minimising the disruption to a construction project, we can provide comprehensive cover for single project construction, buildings and civil engineering contract works.

Optionally, we can also provide cover for owned and hired-in contractors’ plant as well as employees' tools and personal effects.

John Nicholls, Construction Product Lead - HSB
John Nicholls
Construction Product Lead - HSB


  • Materials from the commencement of loading for despatch to site (including transit and incidental storage)
  • Contract works during the construction period (including automatic continuation of cover for ongoing contracts that increase in contract price, up to 125% of the sum insured)
  • Maintenance and defective design
  • Free issue materials where these are included in the declared values

Why buy HSB Construction Insurance?

Our underwriters and risk engineers have extensive experience in providing construction insurance and are recognised as experts in this field. Drawing on our vast expertise in the construction sector, we are able to provide insurance products to meet the insurable risks of a specific project:
  • Policy wordings specifically designed with contractors, property developers and construction plant owners in mind
  • Extensive underwriting expertise of construction projects
  • Specialist engineering knowledge of plant and machinery
  • Cover available across the UK and Ireland
  • Access to experienced in-house construction loss control risk engineers
  • An established, responsive E-Trade Team for underwriting referrals, general e-trade support and enquiries
  • A dedicated, customer-focused in-house claims team with specialist knowledge of the construction industry

Claims Example

HSB Construction Insurance in action

Accidental damage occurred to a crane and contract works on a construction site. We arranged for removal and repair of the crane so remedial action could be taken on the works immediately. Our customer adopted improved standards for the selection of ground conditions when undertaking lifts.
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Product Documentation

Construction Product Spotlight: HSB Machinery Inherent Defects Insurance

Available for periods of up to 12 years, our product provides comprehensive cover for the mechanical and electrical services installed in new buildings undergoing construction, 'shell and core' building refurbishments, and completed buildings less than two years old.

Why choose HSB?

  • Leading specialist provider of engineering and technology insurance and inspection services in the UK and Ireland
  • Winner of the 2021 British Insurance Awards 'Specialist Insurance Company of the Year' award
  • Winner of the Insurance Times Awards 2021 'Excellence in e-Trading - Insurer' Bronze Award
  • UK-based arm of HSB Group, the equipment breakdown insurance and inspection market leader since 1866
  • Part of Munich Re, a world leader in risk solutions, consistent risk management and financial stability
  • Financially strong and stable – rated A++ (Superior) by A.M. Best Company
  • A member of the Institute of Customer Service, demonstrating our commitment to continually improving customer service performance and professionalism

Contact us

For more information, speak to your insurance broker, your usual HSB contact or local HSB office, or contact our dedicated E-Trade Team.

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