HSB and Marsh Commercial
© Getty Images

HSB and Marsh Commercial
Joint Lead Insurer

Enhanced Products:
Insurance

    alt txt

    properties.trackTitle

    properties.trackSubtitle

    Marsh Commercial logo

    In addition to our standard products and services, we also  offer enhanced products and services to
    Marsh Commercial

    HSB Computer Insurance | A commercial product designed specifically to offer protection for computer-related risks.

    The policy is split into four sections of cover, providing customers with the flexibility to choose the level of cover they need.

    HSB Computer Insurance is also available to you on Acturis, or via our extranet trading system; enabling you to quote and bind policies with ease.

    Enhancements

    Increased policy limits for:

    1. Extra hardware - £1,000,000
    2. Extra hire or lease costs - £100,000
    3. Fire brigade charges – £100,000
    4. Recovery of hardware - £100,000
    5. Security guard costs - £100,000

    Additional covers:

    1. Energy efficiency improvements following a claim – 10% of replacement cost or sum insured, whichever is the less
    2. Debris removal – £100,000
    3. Investigation costs - £100,000
    4. Recovery reward - £100,000
    • HSB Construction All Risks Insurance (annual or project) | Provides comprehensive cover for construction, buildings and civil engineering projects
    • HSB Contractors' Plant Insurance (owned or hired-in) | Provides protection for unforeseen loss or damage to construction plant and equipment

    Our construction products are also available to you via the Acturis e-trading platform; enabling you to quote and bind cover, process mid-term adjustments and obtain renewal terms with ease.

    Enhancements

    Annual: Contract Works, Own Plant, Hired-In Plant, Employees' Tools and Personal Effects, and Machinery Movement

    Project: Contract Works, Advance Loss of Profits, Own Plant, Hired-In Plant, Employees’ Tools and Personal Effects, and Machinery Movement

    1. Cover for testing and commissioning
    2. Removal of the application of heat clause
    3. Addition of the marine transit 50/50 clause
    4. Owned Plant - Restated of "How much we will pay" from 2 year's old to 3 year's old.
    5. Employees tools covered away from contract sites
    6. Machinery Movement – definition of transit includes roll-on roll-off ferry
    7. Cover for plans and documents - £50,000
    8. Cover for professional fees - £50,000
    9. Damage to security devices - £5,000
    10. Damage to that substitute equipment following a loss - £50,000
    11. Additional cost of construction - 10% of the contract price or £200,000
    12. Fuel tank drainage - £2,500
    13. Own surrounding property - £25,000
    14. Sign writing or livery - £5,000
    15. Transportation of damaged insured property - £25,000
    1. Owned Plant - Restated of "How much we will pay" from 2 year's old to 3 year's old.
    2. Damage to security devices - £5,000
    3. Damage to that substitute equipment following a loss - £50,000
    4. Fuel tank drainage - £2,500
    5. Own surrounding property - £25,000
    6. Sign writing or livery - £5,000
    HSB Machinery and Technology Combined | An equipment breakdown and damage, deterioration of stock and loss of business income insurance policy; with the option to include engineering inspection services.
    HSB Machinery and Technology Insurance
    © Getty Images

    Enhancements

    Increased policy limits for:

    1. Building Management Systems – restoration of data - £25,000
    2. Temporary removal – worldwide - £100,000
    3. Deterioration of Stock – cover for failure of electricity network at the insured location

    Additional cover:

    1. Deterioration of Stock - refrigerated vehicles - £10,000
    Logo © Marsh Ltd t/a Marsh Commercial and Marsh Private Clients