
Computer Insurance
E-Trade Product
Brokers/Agents: Access via HSB Fast Track or Acturis
Comprehensive cover for commercial computer hardware, data losses, increased costs, and virus, hacking and denial of service
Broker/agent trading options
The working landscape has changed significantly, with hybrid working now the new norm for millions of employees. But with less time now spent working in designated offices and premises, what should businesses be thinking about in terms of managing their computer equipment risks?

Have businesses considered these computer equipment risks?
Transit risks
Hybrid work environments
Accidental damage
Our Response
Four sections of cover
Section 1
Hardware
Section 2
Reinstatement of data
Section 3
Increased cost of working
Section 4
Virus, hacking and denial of service attack
'Section 1 – Hardware' is the core cover, which provides insurance for installed and portable computer equipment. Section 2, Section 3 and Section 4 are optional covers that can be selected in addition to 'Section 1 - Hardware' to enhance the level of cover.
In addition, 'Section 4 - Virus, hacking and denial of service attack' cover also automatically extends to cover Section 2 and Section 3, if these additional covers have been purchased by the customer.
Key features of HSB Computer Insurance
- Electronic office equipment can be automatically included under 'Section 1 - Hardware'. For example, photocopiers; video, audio conferencing and projection equipment; and associated software and programs.
- Extra hardware is automatically covered up to maximum £500,000, during the annual period of insurance, should the insured accidently forget to inform us.
- Following an incident, cover will pay to remove viruses and will help clients to get specialist advice to prevent future viruses or hacking.
- Full theft cover – no forcible and violent entry/exit condition.
- Low policy excesses (£150) and nil for damage caused by fire, lightning, explosion, aircraft and theft. Only £50 excess for mobile telephones and smartphones.
Delegated Authority/Reinsurance Solutions
Brokers/Agents: Access via HSB Fast Track or Acturis
Quote
Bind
Process mid-term adjustments
Obtain renewal terms
New HSB Fast Track user? Registration is quick and easy.
Claims Examples
Example Losses:
HSB Computer Insurance in action
Laptop damaged during a presentation
Power spike affected a computer network
Laptop stolen from a vehicle
Product Documentation
Why Choose HSB?
- Leading specialist provider of engineering and technology insurance and inspection services in the UK and Ireland
- UK-based arm of HSB Group, the equipment breakdown insurance and inspection market leader since 1866
- Part of Munich Re, a world leader in risk solutions, consistent risk management and financial stability
- Financially strong and stable – rated A++ (Superior) by A.M. Best Company
- A member of the Institute of Customer Service, demonstrating our commitment to continually improving customer service performance and professionalism
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