Welcome to HSB

At HSB, we combine deep technical expertise with a refreshingly straightforward approach to engineering insurance and inspections. As part of Munich Re, we bring global strength and specialist insight to every policy, inspection, and claim. But what really differentiates HSB is how we work: with consistency, flexibility, and a clear focus on supporting our brokers, insurer partners, and clients every step of the way.

We are the UK’s only company solely focused on engineering and technology insurance and inspection services. Our underwriting spans a wide range of sectors, from construction and manufacturing to leisure, retail, commercial, and public services.

What sets us apart is The HSB Difference: consistently flexible, expert-led, and refreshingly straightforward in every part of what we do.

For over 150 years, specialist engineering insurance and inspection services have been our core focus. As a leading engineering and technology insurer, we offer practical, forward-thinking risk solutions designed to make tomorrow's world insurable.

And our engineering inspection services are intrinsically focused on keeping our customers safe and compliant, and ensuring minimal disruption to businesses; at each and every visit we make.

The HSB Difference

Consistently Flexible. Straightforward Expertise.

We focus on making it easy for brokers and agents to work with us, whether via traditional routes or e-trade. Our dedicated underwriting teams are just a phone call or a mouse click away, delivering expert support to help you place business smoothly and confidently.

Fantastically Straightforward.

We're focused on delivering the best e-trade support to our brokers, with a dedicated expert e-trade underwriting team available to make the process as simple and seamless as possible. Our team are proud of their responsiveness.

Collaboratively Specialist. Consistently Flexible.

We help insurers and MGAs embed specialist engineering covers into their products, combining technical depth with a flexible, collaborative approach.

Reliably Exceptional. Straightforward Expertise.

When it comes to claims, we provide dependable support with a specialist handler efficiently managing each case from start to finish. Known for being fair, proactive, and consistent, our team can be trusted to be there for customers at every step, providing clarity and expert guidance throughout the claims process.

Expertly Practical. Routinely Exceptional.

Going beyond expectations, our engineering service teams build strong relationships to deliver efficient, reliable support; from statutory inspections to risk management. Our engineers are matched to every job with precision, bringing the right expertise to reduce disruption, ensure compliance, and keep operations running smoothly.

At HSB, our people are the difference. Practical experts who offer specialist support to navigate current and future opportunities, innovations, and challenges.

UK-based arm of
HSB Group

The equipment breakdown insurance and inspection market leader since 1866.

Part of
Munich Re

A world leader in risk solutions, consistent risk management, and financial stability.

Rated A++ (Superior) by
A.M. Best Company

Financially strong and stable.

Member of the Institute of
Customer Service

Demonstrating our commitment to continually improving customer service performance and professionalism.