Home Resources Loss examples Occupancy specific loss examples © Getty Images Loss examples 0:00 0:00 Occupancy / Risk Air Conditioning and Refrigeration Air conditioning and refrigeration losses Freezer breakdown results in major spoilage loss Hockey training arena’s chiller not fit for the task All Systems Go Plus®, enhanced with TechAdvantage® Loss examples Animals / Vermin Animals can cause equipment breakdowns too! Auto dealerships Auto dealerships fact sheet and loss examples Commercial Real Estate Commercial real estate equipment breakdown losses Commercial Service Line Loss scenarios Apartments / Condos Condo suffers blown electrical panel Equipment Breakdown Insurance for Townhouse Condos Underground cable damage causes extensive power outage in condo Course of Construction Course of construction equipment breakdown losses Cyber Cyber Attack loss examples Data Compromise / Identity Recovery Data Compromise and Identity Recovery loss examples Dry Cleaners / Laundromats Hot water storage tank experiences over-pressure Dry cleaner's boiler experiences rupture, causing shutdown of operation Farm / Agriculture Farm equipment breakdown loss examples Million dollar greenhouse business interruption loss caused by arcing damage to switch Arcing in switch damages farm silo equipment Spring planting takes a break after equipment malfunction Food Services / Restaurants / Processing Transformer burnout causes power interruption at banquet hall Fused timer contacts cause extreme rise in temperature inside walk-in freezer Rupture in condensing unit causes refrigerant to escape Homeowners / Personal Lines Home systems losses Home service line losses Hotels / Motels Power surge burns out hotel air conditioning units Popular motel in cottage country suffers damage from power surge Medical Clinics/ Hospitals / Seniors' Homes Multiple boiler failures at retirement home Medical clinic losses Engine seizes at home for the aged Operator inadvertently adds glycol to generator engine's oil system Manufacturing Computer-controlled saw fails furniture maker Operator error damages boring mill Line surge damages insured equipment Line surge following restoration of power damages CNC machine Office Buildings Office building fan flies apart Power surge causes total telephone failure Office Tenants Printing Two-colour printing press sustains damage Eight-colour printing press suffers voltage surge, damaging central processing unit Operator error causes million-dollar loss Renewable Energy Human error causes extensive damage and business interruption to hydro-generating station equipment Solar PV systems losses Schools / Community Centres Community centre's boiler cracks Service Stations / Garages Service station hot water heating boiler overheats TechAdvantage® Losses paid by HSB TechAdvantage® Averted Loss Averted loss bulletin HSB inspector prevents $600K arcing loss
