Personal Lines Insurers

Data can be a powerful thing. Claims data. Engineering data for a range of equipment and home systems. And data from innovative technologies. When brought together and analyzed through the lens of decades of expertise, this data allows HSB to offer an unprecedented platform from which to view the future. 

And when the future is clear, it’s easier to both prevent and reduce loss.

As a leading insurer of equipment and technology in North America, we are fortunate to have a deep understanding of risk through this continuous firehose of data. This, in turn, means that our partnering carriers, agents, and policyholders all benefit. 

We know how and why equipment breakdowns and service line failures occur. We see many cyber and identity threats before others do. And through a partnership with tech-sector innovator, Whisker Labs, we can use a powerful technology known as “Ting” to detect a potential fire before it becomes a loss. And, we are continuously innovating and deploying new technologies to stay a step ahead of risk. 

In short, when one can predict the future, one can better insure the future.