HSB Excess Cyber
Coverage beyond the primary limit
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With cyber coverage that's easy to place and built to hold up, you can protect your clients well beyond a primary policy's limits. HSB Excess Cyber adds coverage, backed by 20 years of trusted cyber experience.
Built for where cyber risk is headed
Built with a strategic approach to primary attachment, it offers the flexibility to drop down over sub-limited primary coverages — helping close critical protection gaps when it matters most. With a broad underwriting appetite and distribution approach aligned to HSB’s primary offerings, HSB Excess Cyber provides a consistent, scalable solution for comprehensive cyber risk management.
Why choose HSB?
- A++ rated by AM Best
- Available on a surplus basis nationwide
- Follow-form excess coverage
- Businesses with revenue up to $2bn
- Limits up to $5m
- Active threat monitoring services included
- Experienced, dedicated cyber claims team
HSB has a broad appetite
The top classes of business we are writing include:
Preferred
- Agriculture
- Construction
- Consultants
- Event Planning
- Hospitality
- Janitorial Services
- Nonprofit Organizations
- Professional Services
- Retail
- Transportation
- Travel Agencies
- Wholesale Trade
Selective
- Assisted Living
- Billing Services
- Financial and Banking Institutions
- Manufacturing
- Medical Offices
- Nursing Homes
- Payroll Processing
- Private Schools
- Social Assistance
Ineligible
- Adult Entertainment
- Cannabis Production/Distribution
- Casinos
- Debt Collection
- Public Schools
$15bn
global cyber insurance market size in 2025
55%
of market participants name cyber as the largest insurance risk
$28bn
projected global cyber premium by 2030
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Connect with our experts
Dan Law
Head of Cyber Practice
Samantha Hildebrand
AVP Cyber Underwriting
General Cyber Inquiries
