Consent to collection and use of data
What kinds of information do we collect and for what purpose?
We may collect personal information from you through email, online forms, in paper or in person. We collect this information for the purposes of corresponding with you, providing you with services you have asked for or letting you know about services we think you might be interested in the future. We may also use your personal information for other specific purposes, but only if you have already given us your express or implied consent to do so. For example, if you send us a job application, we may use that information to correspond with you about the job and evaluate your candidacy, but we may also use your information to contact you about future job opportunities or for other purposes that are set out in the application.
Data from our insurance partners
We may also collect personal information about you from our insurance partners. For example, we may obtain personal information about you from insurance companies who insure you and may choose to reinsure your policy through us. In these circumstances, we only use this information for the purposes that you have expressly or implicitly consented to through that partner, or as set out in this Privacy Statement (see de-identification). You can check your insurer's privacy policies for further detail, but most of time this means we will use your information to provide reinsurance services, assess reinsurance applications, administer policies, investigate and assess claims, and detect and prevent fraud.
Disclosure of your personal information
Canadian Privacy Laws
Protection of your personal information
We protect your information with a wide variety of security measures designed to secure your information and strictly control who can access it. We use industry-standard and time-tested technology and practices to secure your personal information. Among our many security measures, we require all our sensitive internet delivered services to use encryption that helps to protect your information when it travels to and from Munich Re. We also maintain other technical and organizational security safeguards to protect information against loss, theft and unauthorized access, disclosure, copying, use or modification.
We shall only retain personal information for as long as is required to fulfill the purpose for which it was collected. When personal information is no longer necessary, we will take steps to destroy or render anonymous such information.
Data transfer and storage outside of Canada
Social media platforms
Social media functions and social plug-ins are embedded in our website in the form of small icons. We currently embed the following social networks on our websites as icons: Twitter and LinkedIn.
By default, Munich Re exclusively embeds deactivated icons, which do not contact the servers of these external networks when Munich Re’s website is accessed. The buttons become active and create a connection only if you deliberately click an icon, thus indicating your consent to communicating with such providers. By entering your personal login data to these networks, you create a connection to your identity.
You thus leave Munich Re’s internet presence and our sphere of influence. Munich Re does not record which external network you activate. The next time you visit Munich Re’s website, the social media plug-ins return to their inactive modus, ensuring that no data is automatically communicated to social media upon such return visit.
When you interact with the social plug-ins – for example, by entering a comment – a corresponding notification is sent to the social network and saved in accordance with the respective network’s policy. Please consult the respect social network’s data protection statement with regard to the scope and purpose of the data collected, its use and processing, as well as your respective rights and options in protecting your privacy.
Please click here https://www.munichre.com/en/general/privacy.html.
Anonymization and De-identification
How to access your personal information
If you have any questions, concerns or complaints about this Privacy Statement or our privacy practices, please contact our Chief Privacy Officer:
Chief Privacy Officer
390 Bay Street, 27th Floor
Toronto, ON M5H 2Y2
+1 416 359-2200
Updates to the Privacy Statement
This Privacy Statement may be updated from time to time and we encourage you to review it before you provide us with personal information.
Date of last revision: October 19, 2023