Legal Notice

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    © Copyright 2000-2024 Munich Reinsurance Company. All rights reserved.

    Texts, pictures and graphics and their appearance in the Munich Re website are protected under copyright law and other protective legislation. These materials or any portions thereof may be used solely for personal and non-commercial purposes. Any contents and components of the Munich Re website stored, reproduced or distributed, provided that permission has been granted to do so, must contain a reference to Munich Re's copyright. Pictures as well as articles from newspapers and magazines appearing in the Munich Re website may also in certain instances be subject to the intellectual property rights of third parties.

    "Munich Re" and the Munich Re logo are internationally protected registered trademarks. All other company names, logos and product names appearing in the Munich Re website may be the registered trademarks of their respective owners.

    Disclaimer and reservation of right of modification
    Munich Re has used its discretion, best judgement and every reasonable effort in compiling the information and components contained in this website. It may not be held liable, however, for the completeness, correctness, topicality and technical accuracy of any information contained herein. Likewise, Munich Re may not be held liable for any loss or damage ascribable to computer viruses when users call up or download data from this website. Munich Re reserves the right, without the need to give prior notice, to modify or supplement information and components in this website.

    Links to third-party sites
    Clicking on certain hyperlinks on the Munich Re website allows you to leave the Munich Re site. The linked site is not under the control or influence of Munich Re and the latter is not responsible for the contents and design of or for any changes made to the linked site. Munich Re therefore shall be liable neither for offsite material contained in linked sites nor for any links contained in a linked site. If text-related, technical or any other types of links to third-party sites are included in the Munich Re website, Munich Re may be held liable for the contents of third-party websites only if it knows the contents and is technically and reasonably in a position to prevent its use.