Facultative Reinsurance: Certificate & Program/Facility Solutions

Our facultative reinsurance products, supporting both single-risk certificate as well as line or portfolio program/facility needs, are custom-crafted proportional and non-proportional solutions designed by a dedicated team of experts spanning many underwriting disciplines. We work with our cedents and brokers to offer a tailored approach to addressing unique and high-risk property and casualty exposures that exceed your capacity or risk tolerance thresholds, generating reliable, flexible, and financially sound risk transfer solutions. As a trusted partner fortified by outstanding balance sheet strength, we bring financial stability and unwavering commitment to the table, ensuring your risk mitigation needs are met in today's ever-evolving landscape. Our facultative solutions are marked by innovation and tailored through best-in-class underwriting practices accompanied by unparalleled service, simplifying the placement process and providing you with the utmost confidence in your risk management strategy.
 

Facultative certificate

Custom reinsurance solutions for excess of loss and quota share covers on single-risk property & casualty business. 

Facultative program/facility

The hybrid reinsurance solution between single-risk certificate and automatic treaty. We offer individual contracts built to your specifications covering either a full portfolio of business or a single class, semi-automatic structure with special acceptances, customized digital platform capabilities, and substantial financial capacity for selected programs. Manage your portfolio and track your exposure with AutoFac, out exclusive online tool.

Casualty certificate 

Wide array of solutions including excess of loss covers for primary business and excess of loss or quota share covers for excess business, auto carve-out support for umbrella placements, and a flexible approach to providing buffer and excess layers.

• Auto Liability
• General Liability
• Professional Liability
• Umbrella Liability
• Liquor Liability

Casualty program/facility

We partner with cedents and brokers to offer underwriting insight on existing business, as well as assist clients to develop new umbrella products; and, we work together with our treaty counterparts to create automatic or semi-automatic solutions as your needs evolve.

• Agri-business
• Auto liability
• General liability
• Professional liability
• Excess liability
• Commercial and Personal Umbrella liability
• Workers compensation

Property certificate

Significant reinsurance capacity for property catastrophe-driven placements, with a flexible approach to providing property covers for buffer and high excess layers, and an ability to write coverage on standalone perils.

• All Risk
• Cat Peril Carve-Outs (e.g., Flood, Earthquake, Wind only)
• Inland Marine
• Builders Risk
• Auto Physical Damage
• Agribusiness

Property program/facility

Programs for bundling individual property facultative certificates into one contract. We offer Commercial Property cover, which can also be expanded to incorporate Homeowners, Agribusiness or Inland Marine. 
Focus is on the single carrier middle market segment, with programs typically attaching excess of your net and treaty per risk limits as excess layers, and providing up to 100%-layer participation.