Facultative Reinsurance: Certificate & Program/Facility Solutions
Tailored approach to unique and high-risk exposures
Our facultative reinsurance products, supporting both single-risk certificate as well as line or portfolio program/facility needs, are custom-crafted proportional and non-proportional solutions designed by a dedicated team of experts spanning many underwriting disciplines. We work with our cedents and brokers to offer a tailored approach to addressing unique and high-risk property and casualty exposures that exceed your capacity or risk tolerance thresholds, generating reliable, flexible, and financially sound risk transfer solutions.
A+
(Superior)
A.M. Best
AA
(Very Strong)
S&P
AA
(Very Strong)
Fitch
Our facultative solutions
Facultative certificate
Custom reinsurance solutions for excess of loss and quota share covers on single-risk property & casualty business.
Facultative program/facility
The hybrid reinsurance solution between single-risk certificate and automatic treaty. We offer individual contracts built to your specifications covering either a full portfolio of business or a single class, semi-automatic structure with special acceptances, customized digital platform capabilities, and substantial financial capacity for selected programs.
Discover how our automated underwriting platform streamlines placement and provides immediate access to capacity — all in just a few step. Explore more here:
Property solutions
Property certificate
Significant reinsurance capacity, including property catastrophe-driven placements, with a flexible approach to providing property covers for buffer and high excess layers, and an ability to write coverage on standalone perils.
- All Risks
- Cat Peril Carve-Outs
- Inland Marine
- Power, Energy, and Construction
Property program/facility
Programs for bundling individual property facultative certificates into one contract. We primarily offer Commercial Property cover.
Focus is on the single carrier middle market segment, with programs typically attaching excess of your net and treaty per risk limits as excess layers, and providing up to 100%-layer participation.
Casualty solutions
Casualty certificate
Wide array of solutions including excess of loss covers for primary business and excess of loss or quota share covers for excess business, auto carve-out support for umbrella placements, and a flexible approach to providing buffer and excess layers.
- Auto Liability
- General Liability
- Professional Liability
- Umbrella Liability
- Liquor Liability
Casualty program/facility
We partner with cedents and brokers to offer underwriting insight on existing business, as well as assist clients to develop new umbrella products.
- Agri-business
- Auto liability
- General liability
- Professional liability
- Excess liability
- Commercial and Personal Umbrella liability
More information in our teams brochures
Why choose Munich Re
Industry expertise
Financial stability
Reliable, long-term partner
We have a deep understanding of your industry, as well as underwriting expertise. Our comprehensive service work include referrals, underwriting guidelines, and claims review, to support clients’ risk management strategies.
We provide trusted net capacity with a strong rating, backed by our financial strength. A.M Best A+ (superior), Fitch AA (very strong) and S&P Global Ratings AA- (very strong).
We value long-term partnerships with our clients. Our regional presence helps us quickly and effectively translate your needs into tailored facultative solutions.
Meet our North American team
Property US
Property US
Casualty US
Casualty US
Property & Casualty Canada
Property & Casualty Canada
