• Brazil is hosting this year’s COP30 climate conference in Belém. With the world's eyes on the Amazon, we have identified three areas where the host country's climate resilience could be strengthened.
• Munich Re's NatCatSERVICE data show that Brazil is prone to persistent droughts and destructive floods caused by rising temperatures, El Niño/La Niña dynamics, and land-use changes.
• Location Risk Intelligence helps to understand and measure risks at the location level, translate insights into operational and financial decisions, and embed transparent reporting and preparedness.
• Get your free climate risk report for Belém here.

From 10 to 21 November 2025, Brazil is hosting the U.N. Climate Conference COP30 in Belém. For the host country itself, climate change is not a minor issue. It is a key driver already shaping economic performance, supply chains, and public finances.

Two hazards dominate this vast country: prolonged droughts and destructive floods. In 2024, Rio Grande do Sul suffered catastrophic floods that affected millions and caused billions in damage. At the same time, the north endured months of drought that destroyed crops and triggered price shocks.

This is not a temporary anomaly – it reflects a structural shift, exacerbated by rising temperatures and amplified by the El Niño–Southern Oscillation (ENSO), a climate pattern originating far out in the Pacific that influences weather patterns globally. El Niño phases, such as in 2024, tend to intensify rainfall in southern Brazil and exacerbate droughts in the north. La Niña phases reverse the pattern: the south faces greater drought risk, while the north receives more rainfall.

Get an in-depth understanding of what’s throwing Brazil’s climate off balance here.

Resilience and adaptation begin with evidence and understanding. Leaders must go beyond general risk assessments and gain precise, location-specific insights that will stand up to scrutiny in the boardroom, trading room and public audits.

Location Risk Intelligence, Munich Re's modular SaaS platform, translates climate data into operational decisions. Based on decades of experience in natural hazards, it enables decision-makers to move from climate theory to actionable strategies. Here, we outline three use cases.