A close-up view captures a droplet of water poised above a circular ripple on a deep blue surface. The droplet reflects light, creating a shimmering effect, while the surrounding ripples radiate outward, enhancing the sense of motion. The smooth textures and rich colors evoke a tranquil, fluid atmosphere.

The future of risk prevention is here.

Sensor solutions for commercial and residential properties.

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Sensor Solutions by HSB®

Our IoT sensor solutions do more than help prevent loss — they drive continuous innovation. From small businesses to large residential properties, HSB’s IoT programs are designed to evolve with your business goals. We help large carriers, mutuals, and risk pools harness the potential of IoT to create competitive differentiation, improve customer retention, and enable profitable growth.

Why trust HSB?

150+

years

We’ve been engineering smarter protection since 1866 — long before IoT was a buzzword.

2bn+

data points analyzed

HSB sensors turn real-world data into proactive insights that help prevent losses.

A++

AM Best rating

HSB is rated Superior by AM Best, evidence of our financial strength and stability.

90+

insurer partners

Leading insurers trust HSB to deliver turnkey IoT solutions that reduce claims and add value.

Smarter commercial risk prevention

HSB’s commercial IoT sensor solutions help prevent costly disruptions and downtime across a variety of business types. By detecting issues early — such as water leaks or temperature fluctuations — our technology enables data-informed decisions that enhance operational continuity, reduce losses, and support long-term asset performance.

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Smarter residential risk prevention

Our sensor solutions for residential properties detect issues like water leaks, pipe freeze, and temperature changes — helping homeowners avoid damage and giving insurers a smarter way to reduce claims. Backed by over 150 years of engineering and risk prevention expertise, our technology delivers practical, proactive protection.

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Innovation that delivers real protection

At HSB, we combine advanced sensor technology with over 150 years of engineering and insurance expertise. Our solutions are designed to help prevent losses before they happen — backed by data, built for reliability, and ready to scale.

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Additional Privacy Statement for California Residents

^Disclaimer: ^{The information and descriptions provided on this page regarding the capabilities and benefits of Sensor Solutions by HSB® and its IoT-powered services are for general informational purposes only. Results may vary, and the actual performance and outcomes of our solutions may differ based on various factors, including but not limited to, the specific use case, implementation, and environmental conditions.} ^{HSB makes no guarantees, warranties, or representations, express or implied, regarding the accuracy, completeness, or reliability of the information provided on this page. The statements and descriptions contained herein are not intended to be, and should not be construed as, promises or guarantees of specific results or outcomes.}