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Munich Re Facultative & Corporate (F&C)

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Liability solutions for every business
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Cutting-edge liability solutions tailored to your industry

Insurance products for complex and individual liability risks

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    Liability risks are on the rise. This is due to their special nature, as they change in line with technological and social conditions: be it risks such as third-party claims, class actions, expensive recalls in the automotive and FPP industries, environmental disasters or the phenomenon of social inflation. This also makes it difficult to assess the risks, especially as they differ from market to market.

    We understand the challenges you face: Thanks to our in-depth industry knowledge, we are able to develop tailor-made cover for individual liability risk scenarios, enabling you to protect your company in all businesses, from manufacturers to service providers in the best possible way.

    We offer

    • Public liability
    • Product liability,
    • Product recall
    • Environmental liability

    Type of participation

    Attachment point

    The industries we cover

    • Excess liability
    • On market standards or bespoke wordings
    • Coinsurance or 100% layers 
    • Worldwide coverage for domestic and global risks
    • Worldwide excl. North America: Minimum €10m depending on industry
    • USA: Minimum US$ 100m for US offshore placements, minimum US$ 50m for US onshore placements
    • Canada: Minimum Can$ 25m depending on industry
    • Automotive
    • Chemical
    • Construction
    • Food 
    • Hospitality/entertainment 
    • Media 
    • Mining 
    • Oil & Gas 
    • Other manufacturing industries 
    • Pharma/bio-and life sciences are of interest outside North America only 
    • Railway/transportation 
    • Real estate 
    • Retail/wholesale 
    • Telecom 
    • Utilities 

    Why choose Munich Re

    Industry expertise

    Customized solutions

    Global reach

    Seamless partnership

    Our team consists of experienced experts who have a deep understanding of various industries. From human error to mechanical failure, we know how to protect your business.
    We don't believe in one-size-fits-all solutions. Our approach is tailored to your specific needs and ensures comprehensive insurance protection that covers your individual liability risks. We provide substantial capacity through both retail and wholesale distribution channels, directly or via a captive - worldwide.
    With our presence in major financial hubs such as Munich, London, Paris, New York, Chicago and Singapore, we offer local underwriting support on a global scale.
    We believe in forging long-term partnerships with our clients. Our dedicated teams work closely with you to provide ongoing support to ensure your continued success.
    Our main focus is on public and product liability. Depending on your risk appetite and limits insured, we support different programs. We also consider long-term contracts as we believe in strong partnerships.
    We offer customized solutions and act as your experienced partner for complex product recall and environmental liability coverage.
    We know your risks in-depth and help you to protect yourself against business litigation lactating to personal injury and third-party damage. Benefit also from the expertise of our in-house risk engineering department with available loss-analysis data.

    Get in touch

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    Talk to our experts
    Monika Hauke
    Monika Hauke
    Chief Underwriting Officer Casualty
    Munich Re Facultative & Corporate
    Victor Schultheiss
    Victor Schultheiss
    Underwriting Manager Liability US
    Munich Re Facultative & Corporate
    Miriam Wilbert
    Miriam Wilbert
    Underwriting Manager Liability RoW
    Munich Re Facultative & Corporate

    About Munich Re Facultative & Corporate

    This solutions is provided by Munich Re Facultative & Corporate. Munich Re F&C bundles the worldwide facultative & corporate business in one unit. This gives us even more power to serve our clients and brokers to sustainably expand and accelerate the insurance industry - while allowing us to explore new opportunities beyond our traditional business.
    Learn more about what we can do for you and discover the full portfolio.    

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