Severe Convective Storms (SCS) infographic
Severe convective storms are one of the most common and most damaging natural catastrophes in the United States.
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Published: 22.02.2024
![INFOGRAPHIC: Severe convective storms (SCS) INFOGRAPHIC: Severe convective storms (SCS)](/content/dam/munichre/global/images/royalty-free/AdobeStock_258625997.jpeg/_jcr_content/renditions/cropped.3_to_1.jpeg./cropped.3_to_1.jpeg)
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Storms producing one or more:
![wind wind](/content/dam/munichre/contentlounge/website-pieces/images/AdobeStock_171085827.jpg/_jcr_content/renditions/original./AdobeStock_171085827.jpg)
![hail hail](/content/dam/munichre/global/images/royalty-free/GettyImages-518027179.jpg/_jcr_content/renditions/cropped.16_to_9.jpg./cropped.16_to_9.jpg)
![tornado tornado](/content/dam/munichre/global/images/royalty-free/GettyImages-1131211375.jpg/_jcr_content/renditions/cropped.16_to_9.jpg./cropped.16_to_9.jpg)
Damaging winds or wind gusts of >58 mph
Hail >1 inch diameter
A tornado
Loss-drivers of increased SCS losses
![Loss-drivers of increased SCS losses loss drivers scs](/content/dam/munichre/mram/content-pieces/infographics/severe-convective-storms/Loss_drivers.png/_jcr_content/renditions/original./Loss_drivers.png)
90% ↑ in economic losses YOY 2022-2023
Steps to reduce damage from SCS
Trim your trees
Install lightning surge protector
Select a wind-rated garage door
Upgrade to steel gutters/downspouts
Install protective screens on HVAC units
Upgrade to highly-rated impact shingles
Tips for underwriting SCS
- Update the total insured value
- Reflect the true risk
- Price risk adequately
Top 5 states since 2010 for insured SCS loss
![top 5 states for residential properties exposed to scs top 5 states for residential properties exposed to scs](/content/dam/munichre/mram/content-pieces/infographics/severe-convective-storms/scs_states.png/_jcr_content/renditions/original./scs_states.png)
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![Michael Quigley Michael Quigley](/content/dam/munichre/mram/images/Michael-Quigley_2023.jpg/_jcr_content/renditions/original.image_file.120.120.file/Michael-Quigley_2023.jpg)
Michael Quigley
Head of Property Underwriting & Multiline Risk Quantification
![Tehya Duckworth Tehya Duckworth](/content/dam/munichre/mram/images/Tehya-Duckworth_2023.jpg/_jcr_content/renditions/original.image_file.120.120.file/Tehya-Duckworth_2023.jpg)
Tehya Duckworth
SVP/Property Underwriting Manager
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