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Severe Convective Storms (SCS) infographic
Severe convective storms are one of the most common and most damaging natural catastrophes in the United States.
INFOGRAPHIC: Severe convective storms (SCS)
© JSirlin / stock.adobe.com
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    properties.trackTitle

    properties.trackSubtitle

    Storms producing one or more:

    wind
    ©Satoshi Kina - stock.adobe.com
    hail
    © Luis Diaz Devesa / Getty Images
    tornado
    © Jason Persoff Stormdoctor / Getty Images

    Damaging winds or wind gusts of >58 mph

    Hail >1 inch diameter

    A tornado

    Loss-drivers of increased SCS losses

    loss drivers scs

    90% ↑ in economic losses YOY 2022-2023

    Steps to reduce damage from SCS

    Trim your trees
    Install lightning surge protector
    Select a wind-rated garage door
    Upgrade to steel gutters/downspouts
    Install protective screens on HVAC units
    Upgrade to highly-rated impact shingles

    Tips for underwriting SCS

    • Update the total insured value
    • Reflect the true risk
    • Price risk adequately

    Top 5 states since 2010 for insured SCS loss

    top 5 states for residential properties exposed to scs

    Learn more about our property and casualty reinsurance solutions.

    Contact us
    Michael Quigley
    Michael Quigley
    Head of Property Underwriting & Multiline Risk Quantification
    Munich Re US
    +1 (609) 243-4657
    Tehya Duckworth
    Tehya Duckworth
    Property Underwriting Manager
    Munich Re US

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