Munich Re logo
Not if, but how

Explore Munich Re Group

Get to know our Group companies, branches and subsidiaries worldwide.

Severe Convective Storms (SCS) infographic
Severe convective storms are one of the most common and most damaging natural catastrophes in the United States.
INFOGRAPHIC: Severe convective storms (SCS)
© JSirlin /
    alt txt



    Storms producing one or more:

    ©Satoshi Kina -
    © Luis Diaz Devesa / Getty Images
    © Jason Persoff Stormdoctor / Getty Images

    Damaging winds or wind gusts of >58 mph

    Hail >1 inch diameter

    A tornado

    Loss-drivers of increased SCS losses

    loss drivers scs

    90% ↑ in economic losses YOY 2022-2023

    Steps to reduce damage from SCS

    Trim your trees
    Install lightning surge protector
    Select a wind-rated garage door
    Upgrade to steel gutters/downspouts
    Install protective screens on HVAC units
    Upgrade to highly-rated impact shingles

    Tips for underwriting SCS

    • Update the total insured value
    • Reflect the true risk
    • Price risk adequately

    Top 5 states since 2010 for insured SCS loss

    top 5 states for residential properties exposed to scs

    Learn more about our property and casualty reinsurance solutions.

    Contact us
    Michael Quigley
    Michael Quigley
    Head of Property Underwriting & Multiline Risk Quantification
    Munich Re US
    +1 (609) 243-4657
    Tehya Duckworth
    Tehya Duckworth
    SVP/Property Underwriting Manager
    Munich Re US


    Stay ahead of the curve with exclusive insights and industry updates! Subscribe to our Munich Re Insights Newsletter for a front-row seat to the latest trends in risk management, expert analyses and assessments, market insights, and innovations in the insurance industry. Join our community of forward-thinkers at Munich Re and empower your journey towards a more resilient future.