Explore Munich Re Group

Get to know our Group companies, branches and subsidiaries worldwide.

Hurricane Outlook 2025
Weather and climate data indicate a slightly more intense hurricane season is likely
Even a single storm can produce massive losses – prevention is essential
Hurricane Outlook 2025
© Warren Faidley / Getty Images

Current climatic conditions may produce a slightly above-average number of storms in the North Atlantic during the 2025 hurricane season. However, this year’s outlook is subject to more uncertainty than last year’s, as key climatological framework conditions remain unclear.

In figures:

Based upon its latest analysis of climatological conditions, Munich Re expects slightly more storms than usual for the 2025 Atlantic hurricane season. As an approximate mean figure, leading research institutes1 predict 14–19 named storms in the tropical North Atlantic this year. Seven to nine of these could develop into hurricanes, of which three or four might become major hurricanes with wind speeds of over 110 mph (177 km/h). 

These numbers are slightly above the long-term average for 1950 to 2024 (12.5 named storms, 6.5 hurricanes and 2.6 severe hurricanes) and are in line with expectations for the cyclical warm phase in the North Atlantic since the mid-1990s (15.8 tropical storms, 7.8 hurricanes and 3.5 major hurricanes). The differences between predictions among researchers for 2025 are considerable and greater than usual.

The two essential factors influencing hurricane activity are water temperatures in the tropical North Atlantic and the current status of the natural climate pattern known as ENSO (El Niño/Southern Oscillation) in the equatorial Pacific. 

According to Anja Rädler, a meteorologist and climate expert at Munich Re: 
“It’s harder to make predictions for the hurricane season this year compared to last year, as the ENSO phases and development of water temperatures are still very unclear. In any case, diligence is called for, since the latest observations hardly indicate a quiet storm season. According to a study conducted at Colorado State University, under similar conditions the US was hit by three devastating hurricanes in 2017 – Harvey, Irma and Maria. It was the second-costliest hurricane season in history. Yet in 2006, a year that began with similar conditions, there were far fewer storms, and losses were under the US$ 1bn mark.”

The background:

Sea surface temperatures in the tropical Atlantic are currently slightly above-average but lower than last year’s record-breaking temperatures. However, predictions vary when it comes to how warm the Atlantic will be during the main phase of the hurricane season, from August to October. A potentially important factor is that higher sea surface temperature anomalies are expected to be greater than those in the main development region in the tropical North Atlantic between Africa and the Caribbean, as a warmer Gulf can rapidly intensify cyclones as they pass over the region.
The ENSO (El Niño/Southern Oscillation) climate pattern in the equatorial Pacific is currently in a neutral phase, that is, neither an El Niño nor a La Niña event. ENSO fluctuations have pronounced effects on cyclone activity: El Niño phases tend to limit hurricane activity in the North Atlantic, whereas both neutral and La Niña conditions are conducive to cyclone development. Neutral or even La Niña conditions are currently considered the most likely scenario for the main phase of the hurricane season (August to October), meaning favourable conditions for tropical cyclone development.
Accordingly, the current view is that this combination – above-average water temperatures and cyclone-favourable ENSO conditions – makes a level of storm activity slightly above the long-term average probable.

In 2024, Hurricanes Helene and
Milton produced the highest losses

In 2024, 18 tropical cyclones were recorded in the North Atlantic, including 11 hurricanes, five of which  developed into major hurricanes (Categories 3-5 on the Saffir-Simpson Wind Intensity Scale). Losses especially from Hurricanes Milton and Helene in Florida made 2024 the year with the second-highest overall global losses from tropical cyclones in the last 10 years.

The hurricane season officially begins on 1 June and continues until the end of November. Cyclones can also develop shortly before or after this period, but it’s far less likely.

When major hurricanes make landfall on the US coast, they frequently leave behind several billions of dollars in losses. How many actually make landfall – and where – is virtually impossible to predict. But even one “direct hit” from an intense hurricane on a densely populated area is enough to produce catastrophic losses. Accordingly, measures to prevent losses are of critical importance. 

Typhoons:
Tropical cyclones in the Northwest Pacific

In the western part of the North Pacific, ENSO conditions also influence the typhoon season in the region, but with roughly the opposite effect to that on cyclones in the North Atlantic: As a rule, La Niña conditions favour typhoon activity that is below the long-term average. An initial study (TSR) currently predicts a level of activity that roughly matches the 30-year average (1991–2020) of 25 named cyclones, 16 typhoons and nine severe typhoons in the highest 3–5 category in 2025. 

1 Colorado State UniversityTropical Storm RiskUniversity of Arizona, NOAA    

Contact our experts

Anja Rädler
Meteorologist, storm expert
Andreas Lang
Andreas Lang
Climate Scientist
mark-bove
Mark Bove
Meteorologist and SVP, Natural Catastrophe Solutions
Munich Reinsurance America, Inc.

Related Articles

Newsletter

Stay ahead of the curve with exclusive insights and industry updates! Subscribe to our Munich Re Insights Newsletter for a front-row seat to the latest trends in risk management, expert analyses and assessments, market insights, and innovations in the insurance industry. Join our community of forward-thinkers at Munich Re and empower your journey towards a more resilient future.
    alt txt

    properties.trackTitle

    properties.trackSubtitle