
The future of how companies develop IoT business models
At Munich Re, IoT experts come together and take on a multitude of roles with a single goal in mind: to build ground-breaking IoT solutions.
A world of career opportunities in the Internet of Things
At Munich Re, hardware and software engineers, data scientist, business and software architects, designers, economists and subject-matter experts come together to build IoT operations that take IoT business models to the next level. These teams leverage Munich Re’s globe-spanning ecosystem of business units, technology companies, start-ups and security providers. Their objective: to help insurers and industry partner realise and future-proof smart products and services with the power to disrupt.
Munich Re offers career opportunities in all areas of expertise relevant to IoT products and services at business units all over the world. Shape how governments, businesses, and people interact with smart technologies.
What we look for in IoT experts
IoT experts at Munich Re bring an in-depth understanding of risk transfer and substantial experience in developing digital business models to the IoT landscape.
Meet the IoT experts at Munich Re
Elena: Nurturing IoT business models, from concept to go-to-market strategy
With a background in economics and management, Elena works with industry partners to co-create IoT driven business models. Her clients rely on Munich Re’s expertise to reduce the downside risk of their IoT business idea and take it to market maturity. For Elena, this means taking on a multitude of roles in an environment with a strong start-up vibe. She develops use cases and offers advice on how to best build products that support the move of service models, such as CapEx to OpEx. As the project manager, she translates customer ideas for accounting, legal departments and hardware developers and discusses frontend requirements with software engineers. Flat hierarchies give Elena daily touchpoints with management that help her push project initiatives.
There is no such thing as a typical week at the office for Elena. One day at her desk in Munich immersed in an outline for an IoT pilot; another day in a meeting room across the globe, discussing the go-to-market strategy with the executives of an industry partner.
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Working on IoT projects at Munich Re is quite different from what you might expect. Less than five percent of what I do deals with actual insurance topics.ElenaMunich Re Germany, MunichProject Manager in IoT Finance Business Development
What do you enjoy about your work?
Jan: Building IoT driven solutions for insurers to alleviate business risks in the SME market

Jan’s day revolves around bringing existing business models into the IoT landscape. He and his colleagues provide hardware and software that help insurers reduce the complexities involved in underwriting IoT risks. Their turnkey solution comprises data analytics, back-end operations, alerts and monitoring. Jan contributes to several software projects, and his role varies from project to project. As a business developer, he specifies market and customer requirements. As a product owner, he works with agile and waterfall product development tools to build portals, apps, and systems connected to the Internet of Things. And, as a senior project manager, it’s his job to select and adapt tools and methodologies to accomplish the task at hand.
Smooth collaboration is vital to Jan’s projects. He is part of teams where business developers, tech and data specialists can work side-by-side with subject-matter experts from literally any industry sector. As the project’s communication facilitator, his days start with stand-ups. It’s Jan’s job to understand the complexities involved, consider everyone’s perspectives, keep track of the big picture and then translate it all into a set of actions that keep his project on course.
© Myrzik & Jarisch
Our projects are steeped in cutting-edge technology. The solutions we build not only minimise risks and offer actionable insights but can prevent incidents from occurring in the first place. We are not just building a tool to manage risk exposure – we are making the world a safer place.JanMunich Re Germany, MunichSenior Project Manager in IoT Product Development