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Munich Re (Group) – Our structure at a glance

A world-leading provider of reinsurance, primary insurance and insurance-related risk solutions

Munich Re is the number one choice for all matters relating to risk 

To ensure high-level expertise in the respective business fields, we bundle our services and products in two separate units – reinsurance and ERGO – under the umbrella of Munich Re (Group). MEAG manages the assets of Munich Re and ERGO.

The reinsurance group – Pioneering concepts that make tomorrow’s world insurable

With premium income of €31.3 bn from reinsurance alone, Munich Re is one of the world's leading reinsurers and operates in life, health and property-casualty business. 

As a reinsurer, Munich Re writes business in direct collaboration with primary insurers, but also via brokers and increasingly within the framework of exclusive strategic partnerships. Munich Re offers clients handling industrial and major-project business a wide range of specialised products and customised insurance solutions and services. 

Munich Re does business with over 4,000 corporate clients in 160+ countries.

Munich Re’s employees bring extensive underwriting experience, global and local market insight and cross-segment expertise to the customers they serve – a strength that has repeatedly earned Munich Re top rankings in client surveys.

ERGO – Primary insurance for companies as well as consumers at all stages of their lives

With 30,000 employees and sales representatives worldwide, ERGO Group AG offers customers a comprehensive spectrum of insurance.

German, international, direct and digital business are bundled under the umbrella of ERGO Group AG. ERGO Deutschland AG concentrates on traditional insurance business in Germany. ERGO International AG manages the Group’s international business. The third pillar, ERGO Digital Ventures AG, is responsible for the Group’s digital and direct activities, including online-only business (nexible). 

Via ERGO, Munich Re offers products in all main classes of insurance: life insurance, German health insurance, and in nearly all lines of property-casualty insurance, as well as travel insurance and legal protection insurance. With these products – in combination with assistance, services and consultancy – Munich Re meets the needs of private and corporate clients. 

With a premium income of €17.8bn, ERGO Group generated about one third of the Munich Re (Group)’s total gross premiums written in FY 2018.

MEAG – The global asset manager of Munich Re and ERGO

MEAG MUNICH ERGO AssetManagement GmbH manages Munich Re’s investments worldwide and offers its expertise to private and institutional investors. MEAG handles all main asset classes. This includes interest-bearing securities, equities, real estate, renewable energies, and infrastructure.

Annual Report 2018

Despite 2018 marking one the most loss-affected financial years on company record, Munich Re (Group) closed on a strong note. Thanks to its capital strength, Munich Re is well positioned to forge on with its digital transformation in 2018, while pursuing profitable opportunities for growth.
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