Corporate Insurance Partner - Digit@ll – The insurance solution for digital risks

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Digit@ll - insurance solution for digital risks

Your exposure to digital risks is unique. To protect you, we provide the right pieces of the puzzle, help you to see the full picture, and create tailored insurance solutions to match your specific risk situation.

In addition to deliberate attacks such as theft, fraud, damage to assets, extortion and reputational damage, any operational disruption holds serious loss potential for companies with complex, and therefore vulnerable, IT environments. At the same time, IT operations can be brought to a standstill by human error or the careless handling of data or information on security measures, or by faulty processes or systems.

Together with our clients, we develop customised solutions that fit their needs, create value, and develop their specific risk-transfer approach.

Five reasons you should consider talking to us:

1. You need to find a reliable cyber insurance partner you can trust over the long term.

We strive to develop relationships based on trust and mutual exchange. We match our solutions to your risks, not the other way around.

Find a cyber insurance solution that grows with your risks and demands: Talk to us.

2. Your digital risks are interrelated and you need a customised, bespoke cyber solution.

Companies face constant challenges from an ever-increasing variety of interrelated digital risks. The pre-packaged solutions available today offer few options for customisation, and providers with limited financial capacity are unable to meet the needs of companies that are exposed to intangible computer-related risks, irrespective of their business sectors and activities.

Since the exposure depends on many different factors, each risk situation needs to be assessed in a highly individual manner.

Trust an experienced insurance partner who understands your specific risk situation: Talk to us.

3. You are striving for a fine balance between measures that tighten your IT security, and the financial impact of cyber attacks.

Since we structure your personalised cover and policy together, with each component of the coverage representing a piece of the puzzle, Digit@ll takes your entire IT environment and security measures into account.

With Digit@ll, risk assessment is always performed by specialist IT consulting firms that meet the highest quality requirements. By embarking on these assessments in collaboration with Munich Re and our partners, you will receive an unbiased, outside analysis of your IT security governance and continuity rules.

Build upon an unbiased analysis of your IT risk environment and the financial impacts of a cyber attack: Talk to us.

4. You want to know which critical cyber events and scenarios can threaten your business most.

We focus on critical cyber events and scenarios that can threaten your company's ability to conduct its business.

Together with external IT consultants, we can perform an in-depth risk analysis, allowing you to understand the full extent of your digital risks and the full range of options for mitigating them. Consequently, we can find the perfect balance between your technical risk mitigation costs and insurance premiums.

Get to know your “sweet spot” between technical risk mitigation costs and insurance premiums: Talk to us.

5. You need more capacity than usually offered on the market.

In our quest to both enable and protect your business, we offer much more than individualised solutions: as a durable and reliable partner with large capacities, we offer market-leading conditions and solutions that will keep pace with your business development. Our capacity allows us to assume 100% of the cover while offering above-average limits.

Feel more secure with higher capacity: Talk to us.


Individual coverage based on results of scenario analysis and risk assessment
Coverage: Digit@ll - Insurance solution for digital risks
Capacity:  Up to €50m (with exceptions higher capacity)
Industries covered: All industries, including Automotive, Aviation, Engineering, IT, Pharmaceuticals, Telecommunications, Transportation

Please contact us to discuss your specific situation. We look forward to speaking with you about a solution that is tailored to your risk situation.

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This publication is available exclusively to Munich Re clients. Please contact your Client Manager.