Targets and assumptions set 2007

RoRaC target 2007: 15%
Assumption set 2007 Reinsurance Primary insurance
Gross premiums written €21–21.5bn €17–17.5bn
Currency environment stable
Normal major losses NatCat 7% NatCat n.a.
Combined ratio property-casualty below 97% below 95%
European Embedded Value Earnings in the range of 8–9% in the range of 8–9%
Return on investment 5.0%
Tax environment Incl. one-off tax benefit approx. €400m
Net profit €3.0–3.2bn approx. €0.9bn
Consolidated net profit for the Group €3.5–3.8bn
Assumption changes after Q2 2007