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Not if, but how
Munich Re US
Strategic Products

Strategic Products
Innovative Solutions

Closing protection gaps for today and tomorrow

Meeting change with resilience

Emerging and intensifying risks are challenges faced the world over. Munich Re US has been at the forefront of developing industry leading risk management and risk mitigation solutions that help narrow existing and emerging protection gaps. Focused on prediction, prevention, and protection, we develop advanced risk transfer products and services that incentivize resilience, and help individuals and communities mitigate the impacts of climate change and other evolving risks.

Climate Change

burned down forest
Climate change can substantially alter a region’s risk position by widening protection gaps that already exist, and by creating perils for previously unaffected areas. Increasingly severe natural catastrophes such as devastating flooding and wildfires, underscore a need for new, forward thinking strategies. Our team of experts helps clients manage climate impacts by sharing extensive expertise and offering pioneering loss prevention measures and risk transfer solutions.  

Wildfire

helicopter putting out a wildfire
Wildfire risk has had increasingly destructive impacts in recent years and continues to be a growing threat in many regions. Our wildfire protection includes enhanced, high-definition hazard maps, industry-leading risk analysis scoring tools, and updated views of key factors driving more frequent and intense wildfires. 

Flood

Flood events have increased in frequency and severity in both coastal and inland communities, devastating homeowners and businesses and highlighting gaps in flood insurance coverage. Our residential and commercial flood solutions provide flexible, affordable coverage options that help under-protected individuals and businessowners obtain needed coverage for their homes, personal property, and businesses.  

Parametric Solutions

roofers working on a roof
Our parametric coverage enables businesses and individuals to recover faster after a natural catastrophe or extreme weather event. Customized solutions offer quick and easy payouts that can help to minimize disruption to businesses and enable homeowners to make critical repairs and meet other immediate needs.  

Public Private Partnerships

Partnering with communities, businesses, and individuals is key to helping the most vulnerable in our societies prepare for, and react to, natural catastrophes and extreme events. These strategic partnerships can help increase public awareness and the development of more effective risk solutions that promote resiliency and aid in faster recovery after a disaster.

Support to help deliver solutions to your customers. We can provide:

  • Forms, rates, rules, and filing assistance
  • Advanced risk scoring at point-of-quote
  • Setup and training
  • Up to 100% reinsurance support
  • White-label marketing materials 
Contact our experts
tim-brockett
Tim Brockett
Head of Specialty
Munich Re US
Raghuveer Vinukollu
Raghuveer Vinukollu
Head of Climate Insights & Advisory
Munich Re US
Jay Rosario
Jay Rosario
Strategic Products Team Lead - Inno/Tech
Munich Re US

Further information

Our products

Products and services provided by Munich Reinsurance America, Inc. (“Munich Re US”) and its affiliates. Any descriptions of coverage contained in this website are meant to be general in nature and do not include nor are intended to include all of the actual terms, benefits, and limitations found in an insurance policy. The insurance policy and not any content reflected on this website will form the contract between the insured and insurance company, and governs in all cases.