Insurtech Programs

Capacity built for digitally underwritten insurance programs

We partner with technology-enabled MGAs to build and scale profitable insurance programs.

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    Insurtech Programs is a dedicated team with over a decade of expertise in the insurtech space

    Since 2016, Insurtech Programs has supported digital insurance businesses with specialized reinsurance capacity and delegated authority.

    We bring digitally native GAs, MGAs, and MGUs the reinsurance capacity, underwriting expertise, and financial strength of Munich Re.

    We partner with GAs, MGAs, MGUs, insurtechs, and startups that share these characteristics:

    Digital underwriting

    Aligned partnership

    Transparency

    Experienced underwriting and insurance leadership

    Active portfolio management

    Partners

    Partnerships are the foundation of our business. Whether we partner at program launch or after an insurtech is well established, these are the insurtechs who are innovating across the value chain:

    Cover Whale:

    Est. 2019

    Partnered in 2023

    Auto Liability

    Simply Business US:

    Est. 2019

    Partnered in 2019

    GL, IM, BOP

    Steadily:

    Est. 2020

    Partnered in 2026

    Landlord Insurance for Rental Property

    Vivere:

    Est. 2025

    Partnered in 2026

    California FAIR Plan Wrap

    Insurtech specialists

    Financial strength and stability

    Program life cycle support

    Built to scale

    A dedicated team of insurtech experts

    Long-term capacity and stability backed by the financial strength and resources of Munich Re

    Continuous underwriting, actuarial, claims, and portfolio support for a collaborative partnership

    Here to support program launches and accelerate the growth of existing programs