Munich Re’s
Biodiversity and Nature Risk Edition

Biodiversity and Nature Risk Edition gives you decision-ready climate and nature risk data in a single platform. It provides world-class biodiversity datasets, delivered within Munich Re’s Location Risk Intelligence. The SaaS solution is powered by Munich Re’s 140+ years of natural hazard expertise, allowing banks, investors, developers, and corporates to understand, measure, and manage climate and nature risks across assets and portfolios worldwide. Location-specific data and insights are aligned to frameworks such as TNFD, CSRD, EU Taxonomy.

Biodiversity loss and ecosystem collapse rank as the second biggest risk after extreme weather events in the coming decade, according to the World Economic Forum's Global Risks Report 2026. Business leaders are concerned about the long-term severity and impact of climate and nature risks.

Ecosystem damage lowers resilience and narrows options for addressing climate change. Leading organisations understand that managing climate and nature risks together drives long-term success.

How climate and nature risks affect organisations

For organisations, nature risk is potentially a financial risk. Without credible data, decision-makers can’t identify where they need to take action. Their operations or investments remain exposed to nature risks including water scarcity or ecosystem collapse. At the same time, healthy ecosystems act as a buffer against rising climate-related costs. 

Climate change and nature loss are intertwined, so solutions must consider both. As climate change threatens financial and business foundations, regulators and investors are expecting companies to disclose their nature related vulnerabilities and impacts. Failing to do so can lead to financial penalties, reputational damage, and loss of stakeholder trust. 

Yet biodiversity loss and nature risks are more than a reporting obligation. Without precise data, decisions remain guesswork. Organisations that can accurately locate and evaluate where climate and nature risks exist are able to mitigate the risks, build resilience, and tap into emerging market opportunities. 

Go beyond compliance to support nature-positive growth with Biodiversity and Nature Risk Edition

• Report with confidence: Identify which of your sites are in “ecologically sensitive locations” as defined by the TNFD. Fulfil the nature-related data requirements of the EU Taxonomy and CSRD.
• ​Streamline disclosures: Easily generate location-specific assessments that satisfy regulatory requirements. Align with global frameworks and turn compliance into ​a strategic advantage.
• Invest safely: Assess sites for distance to protected areas. Safeguard your reputation and steer clear of hot spots for endangered species. Prevent poor location selection and devaluation.
• Enhance stakeholder confidence: Science-backed, trusted data sources give investors, clients, and regulators confidence in your nature risk management. Establish your business as a leader.
• Avoid revenue losses: Identify potential nature risks to your assets and portfolios, avoid ecological disruption while steering investments toward secure returns.
• Build resilient systems: Understand biodiversity and nature risks, manage dependencies on natural systems, anticipate ecological disruptions, and make operations more robust.

Key benefits at a glance

Benefits across sectors and industries

Fulfil disclosure requirements and simplify reporting

With proprietary Munich Re intelligence, integration of mandatory IBAT data, and enriched scientific datasets from the Natural History Museum in one platform, you achieve unmatched clarity and credibility. Transform fragmented data into strategic insight, support compliance, reduce uncertainty, and lead nature-positive action with confidence. 

Sector requirements for finance and insurance

Location-specific data and insights align with sector-specific nature-risk assessment expectations from the European Banking Authority (EBA), European Central Bank (ECB), Network for Greening the Financial System (NGFS), Sustainable Finance Disclosure Regulation (SFDR), European Insurance and Occupational Pensions Authority (EIOPA), among others. 

Data foundation for Biodiversity and Nature Risk Edition 

Locate, evaluate, and rank biodiversity and nature risks with intuitive analytics

Easy-to-use scores for every type of ecological sensitivity enable fast prioritisation. Leverage our extensive offering of supporting data to effectively translate insights into action.

Overall Ecological Sensitivity (OESS)

The OESS incorporates the Biodiversity Importance Score, Ecosystem Integrity Score, Integrity Decline Score, Water Risk Score, and Ecosystem Service Score to support priorisation of sites that potentially have biodiversity and nature risks worthy of closer examination.

Biodiversity and Nature Risk Edition belongs to Location Risk Intelligence

Biodiversity and Nature Risk Edition gives you access to Munich Re’s more than 140 years of risk expertise, enabling you to perform efficient analyses for entire portfolios or individual assets. Reduce time spent gathering data from various sources. Get the full risk picture faster with climate and nature risk management in one solution. Understand, measure, and manage location-based impacts of biodiversity loss and ecosystem damage based on rigorous scientific datasets. Meet reporting requirements with confidence, achieve better outcomes, and protect what matters. 

Frequently Asked Questions