Talaria

SMEs want to focus on doing business. Important administrative work such as invoicing or accounting needs to be easy and effective. If you are servicing SMEs, Munich Re has a proposal for you: Talaria completely integrates into your solution and processes, and offers your client base of small and medium-sized companies a simple way to optimise their working capital and enhance their cash flow.

Co-create your specific solution suite with us to enable your customers to take out credit insurance and monetise their invoices with just a few clicks. The backbone of our solution is Munich Re’s superior pricing methodology and a scoring engine based on Munich Re’s expertise in data analytics and machine learning.

Talaria is a fast-growing trade finance venture from Munich Re that works with partners to integrate white-labelled invoice-to-cash solutions for SMEs into their platforms and thus increase customer satisfaction and business potential. 

SMEs are currently underserved by financial institutions. Most trade credit insurance and factoring offerings are designed for either retail or larger enterprises. Often the solutions are too complex, not modular enough and require a lot of explanation.

However, the need is great: SMEs rarely have a sufficiently solid capital base and stable working capital flow. Even if many invoices have been issued and the order books are full, they can quickly run into financial difficulties.

On the other hand, providers of attractive financial solutions for SMEs also face challenges. They have to evaluate the associated risk precisely and must be highly experienced in processing important information for valid decisions.