New Risk Solutions
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New Risk Solutions

We identify needs, assess risks, and develop tailor-made solutions

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    We are your strong and reliable partner for your specific risk transfer needs that go beyond traditional covers.

    In a changing risk landscape, finding the right risk transfer solutions is crucial. In collaboration with our clients, we explore the necessity and feasibility of alternative solutions for industry-specific challenges. Learn how we can partner with your organisation to enhance its business resilience.

    Examples for our offerings

    Structured Multi-Line/Multi-Year Solutions for captives
    Earnings Quality Insurance Protection (EQuIP) - Risk financing for biopharma companies

    Hybrid reinsurance solution for single parent captives, combining both risk transfer and risk financing in a single structure.

    Our added value for clients:
    • Reduced cost of risk and premium budget security over multiple years
    • Protection from unwanted risk volatility
    • Reward for good risk management through significant profit commission including interest
    • Flexibility through being extendable and expandable: E.g. novel coverage like Business Resilience* Solutions
    Key features:
    • Attachment points per line of business typically greater than USD 50m
    • Munich Re capacity up to USD 30m per line of business
    • Typical term periods: 3-5 years
    • Structural elements (notional experience account used for claims payments or premium refunds to the captive)
    * Covers deterioration of the client’s business outcome (e.g. profit drop) resulting from client’s top threat scenarios (e.g. cyber, non-damage BI, reputational damage, climate change…). Scenario-specific and sublimited crisis management and mitigation fund, paid out as invoiced.

    Our market-leading solution is designed to protect biopharmaceutical companies from the loss of gross earnings in the event that a manufacturing irregularity results in a suspension of production.

    Our added value for clients:
    • Protection against unforeseen events
    • Cover for both named own and named suppliers sites
    • Reduction of dependence on suppliers
    • M&A financial guarantee
    • Munich Re capacity up to USD 50m

    Why choose Munich Re

    Holistic approach

    Our holistic approach allows for tailored insurance solutions to your needs.

    Risk mitigation

    With our tailored solutions, we can help you transfer significant risks and protect your business.

    Reliable and long-term partner

    With long-standing industry experience and significant financial capacity, we provide stability and expertise you can rely on.

    Financial Strength

    Our financial strength is highly rated by the industry’s leading rating agencies: A.M Best A+ (superior), Fitch AA (very strong) and S&P Global Ratings AA- (very strong). We have a total net capacity of more than USD/EUR 30bn in exposures – offering comprehensive protection.

    Contact our experts

    Joachim Haun
    Joachim Haun
    Underwriting Manager
    New Risk Solutions
    Petra Mates
    Petra Mates
    Senior Underwriter
    New Risk Solutions
    Alexander Schmidl
    Alexander Schmidl
    Senior Underwriter
    New Risk Solutions
    Stephanie Ellenberger
    Stephanie Ellenberger
    Senior Underwriter
    New Risk Solutions

    About Munich Re F&C: Leveraged expertise for individual and portfolio risks

    Munich Re F&C offers facultative reinsurance and corporate insurance solutions for large companies. With our collaborative approach and deep knowledge across all industries, our clients benefit from our risk assessment expertise, customized products and financial stability. Our client focus is rooted in our commitment to fostering partnerships for the long-term. With our traditional and our innovative risk transfer solutions, we support you around the globe across all lines of business.