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Cyber, Eye, Bits

Digit@ll - Insurance solution for digital risks

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    Your exposure to digital risks is unique. To protect you, we provide the right pieces of the puzzle, help you to see the full picture, and create tailored insurance solutions to match your specific risk situation.

    In addition to deliberate attacks such as theft, fraud, damage to assets, extortion and reputational damage, any operational disruption holds serious loss potential for companies with complex, and therefore vulnerable, IT environments. At the same time, IT operations can be brought to a standstill by human error or the careless handling of data or information on security measures, or by faulty processes or systems.

    Together with our clients, we develop customised solutions that fit their needs, create value, and develop their specific risk-transfer approach.

    Five reasons you should consider talking to us about our cyber solutions:

    We strive to develop relationships based on trust and mutual exchange. We match our solutions to your risks, not the other way around.

    Companies face constant challenges from an ever-increasing variety of interrelated digital risks. The pre-packaged solutions available today offer few options for customisation, and providers with limited financial capacity are unable to meet the needs of companies that are exposed to intangible computer-related risks, irrespective of their business sectors and activities.

    Since the exposure depends on many different factors, each risk situation needs to be assessed in a highly individual manner.

    Since we structure your personalised cover and policy together, with each component of the coverage representing a piece of the puzzle, Digit@ll takes your entire IT environment and security measures into account.

    With Digit@ll, risk assessment is always performed by specialist IT consulting firms that meet the highest quality requirements. By embarking on these assessments in collaboration with Munich Re and our partners, you will receive an unbiased, outside analysis of your IT security governance and continuity rules.

    We focus on critical cyber events and scenarios that can threaten your company's ability to conduct its business.

    Together with external IT consultants, we can perform an in-depth risk analysis, allowing you to understand the full extent of your digital risks and the full range of options for mitigating them. Consequently, we can find the perfect balance between your technical risk mitigation costs and insurance premiums.

    In our quest to both enable and protect your business, we offer much more than individualised solutions: as a durable and reliable partner with large capacities, we offer market-leading conditions and solutions that will keep pace with your business development. Our capacity allows us to assume 100% of the cover while offering above-average limits.

    Overview: Individual coverage based on results of scenario analysis and risk assessment

    Industries covered:
    Digit@ll - Insurance solution for digital risks
    Up to €50m (with exceptions higher capacity)
    All industries, including Automotive, Aviation, Engineering, IT, Pharmaceuticals, Telekommunications, Transportation

    Please contact us to discuss your specific situation. We look forward to speaking with you about a solution that is tailored to your risk situation.

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    Contact our experts
    Sophia Waßner
    Sophia Waßner
    Chief Underwriting Officer F&C Cyber
    Kathrin Zeman
    Kathrin Zeman
    Head of F&C Cyber Solutions, London
    Julia Dechamps
    Julia Dechamps
    Head of F&C Cyber Solutions, Europe and Rest of the World
    Bob Parisi
    Bob Parisi
    Head of F&C Cyber Solutions, North America

    About Munich Re Facultative & Corporate

    This solutions is provided by Munich Re Facultative & Corporate. Munich Re F&C bundles the worldwide facultative & corporate business in one unit. This gives us even more power to serve our clients and brokers to sustainably expand and accelerate the insurance industry - while allowing us to explore new opportunities beyond our traditional business.
    Learn more about what we can do for you and discover the full portfolio.