DeFi Protect
An institutional‑grade insurance solution for exposures to decentralized finance (DeFi) protocols.
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Institutional allocators are increasingly deploying stablecoins and other digital assets into DeFi strategies such as lending markets, liquidity pools, or structured yield applications.
These protocols deliver transparent execution, 24/7 liquidity, and attractive, uncorrelated yield streams.
At the same time, they introduce protocol‑level risks that standard operational and technical controls cannot fully eliminate.
Why insurance matters
Who can benefit from this solution?
Institutional Asset Holders
Banks, asset managers, corporates, digital asset funds, and family offices, allocating proprietary or client digital assets.
Digital Asset Custodians
Providers enabling client access to DeFi protocols.
DeFi Protocol Operators
Developers and operators seeking insurance‑enhanced trust for institutional adoption.
DeFi Protect represents our commitment to providing the robust, institutional-grade risk transfer needed to turn protocol vulnerabilities into manageable exposures.
How does DeFi Protect work?
Smart contract vulnerabilities
Logic errors, unpatched vulnerabilities.
Governance weaknesses
Compromising protocol-level decision making.
Oracle dependencies
Leading to incorrect price inputs.
Economic-design flaws
Flawed incentive mechanics.
Available capacity up to 20 million EUR/USD per insurable protocol, subject to aggregate capacity.
Further solutions to protect your digital assets:
Staking Risk Insurance
Staking risk insurance safeguards against potential slashing risks inherent in Proof‑of‑Stake consensus mechanisms such as Ethereum, shielding investors from losses caused by network rule violations.
Who benefits from the cover:
- Staking service operators
- Professional custodians / crypto trading platforms using the services of staking operators
- Institutional asset owners as first-party “own loss” coverage in respect of third-party staking operators
Digital Asset Comprehensive Crime Policy
Our digital asset comprehensive crime policy is specifically designed to protect digital assets under your custody and to cover your liability against a wide range of threats.
Who benefits from the cover:
- Professional custodians securing large volumes of crypto assets
- Institutional holders of cryptocurrencies and tokenized real-world assets
- Wallet technology providers, and DeFi protocols where comprehensive coverage of smart contract risks is essential
Why partner with Munich Re?
First of its kind launch
Register your interest
Contact our New Tech Underwriting team to discuss early access, technical specifications, or to download our DeFi Protect factsheet.
Please provide your contact information and note that we will contact you once to ask for your consent for further communication according to our privacy policy.
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