Optimize Retention and Reinsurance Structure

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Optimise Retention and Reinsurance Structure

As markets change, portfolios evolve, new types and levels of risk emerge that might include cybercrime, political risks or supply chain risks. When optimising your organisation’s reinsurance, it may be prudent to separate these risk types from existing solutions so they can be better quantified and managed in terms of contractual formulation, pricing, retentions and limits. Whether a traditionally reinsured cedant or a corporate captive, each organisation wishes to optimise the capital efficiency of its position to ensure its cover remains adequate.

Meeting the challenge

Your reinsurance optimisation starts with careful risk profile assessment to quantify the level of protection required by your organisation. You may wish to rethink your retention and reinsurance structure, i.e. through making use of the capabilities of an owned re-insurance captive by better diversifying lines of business or optimising solvency effects involving cat bonds, or by extending coverage to a solvency compliant reinsurance cover. Following an own risk and solvency assessment we can assist you in developing your risk appetite statement.

Reinsurance optimisation solution components:

Risk profile assessments

Refine your organisation’s risk profile in collaboration with us to develop solutions that fit your organisation best.

Efficient risk mitigation

This is achieved through reduction of your main risk driver.

Cat bonds and Sidecars

All form part of creating optimal and innovative risk transfer solutions for your organisation.

Jaques Studer

Like time, capital is a valuable resource. Cut to the chase and discuss optimising your organisation’s capital position with us directly.


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This publication is available exclusively to Munich Re clients. Please contact your Client Manager.