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Corporate Responsibility Governance
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    Good corporate governance creates trust

    Munich Re adopts a forward-looking, prudent and responsible approach to business. For more than 140 years, we have created long-term value by assuming a diverse range of risks around the world. And we are convinced that this business concept will continue to be successful in the future through sustainable action. Our environmental, social and governance (ESG) activities lie at the heart of this approach and reconcile economic, environmental and social requirements. In this context, we rely on dialogue with our stakeholders and the establishment of global partnerships for sustainable development.

    Code of Conduct: Commitment to compliant conduct

    Our Code of Conduct creates a Group-wide common understanding of the values that Munich Re regards as the foundation for its operations. The document is therefore available in Munich Re’s most important working languages (English, German, French and Spanish). The Code of Conduct addresses all employees of the Group and staff at our subsidiaries and, together with other policies, guidelines, and work instructions, guides our activities on a daily basis. The Code of Conduct addresses our commitment to combatting any potential non-compliance, for example in the areas of corruption, competition, money laundering, or the financing of terrorism. We respect human rights and underline the importance of our strict compliance standards, also across the value chain. 

    More about our Code of Conduct


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    Compliance aims for integrity in all actions

    Compliance with applicable laws and internal rules and principles is binding for all Munich Re staff. To strengthen compliant and standardized conduct, we have created Group-wide guidelines, minimum compliance requirements and suitable information and documentation systems as measures for prevention and monitoring. We have assigned responsibility for this to the Group Compliance and Legal unit. Munich Re has established a Group-wide Compliance Management System (CMS), which is a methodical framework for the structured implementation of early warning, risk control, consulting and supervision functions. The CMS is based on the three pillars Prevent, Discover, and Respond.

    More about our CMS

    Meeting data-protection and information security requirements

    Munich Re handles an enormous amount of data in the course of its business activities. With increasing digitalisation, many business processes involve the processing of confidential and personal data, a subject that is of particular concern for us, not least because information security and data privacy are the basis of trust in business relationships and play a key role in safeguarding our reputation. We are also having to manage an ever-increasing volume of information and data.

    If we are to be treated as a competent and trusted partner, it is therefore essential for us to protect the personal data of our staff members, clients and stakeholders, while safeguarding both our own and our sales partners’ trade secrets and corporate information. For this reason, Munich Re has implemented data privacy and information security management systems in its fields of business.

    More about data-protection and information security

    Data protection
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    Respecting human rights

    At Munich Re, our business model is based on responsible, sustainable, and forward-looking action over the long term. We regard the protection of human rights as a particular obligation, one that we strive to meet in line with internationally accepted human rights principles. It is part and parcel of our approach to corporate governance, which embeds economic, environmental, and social requirements into our definition of success.

    Find more information about human rights at Munich Re

    Explore further Sustainability topics

    Sustainability Report 2022

    In our Sustainability Report, we describe the ways in which we embrace sustainability in our day-to-day operations.