(Mega) Data Centers – A High-growth / High-risk Market

Duration: 60 minutes

AI, cloud computing and digitalisation are accelerating investment in data centers and creating increasingly large, complex and interconnected forms of exposure. For insurers and reinsurers, the opportunities are significant, but so are the underwriting challenges: high values at individual sites; dependence on power and cooling; long recovery chains; rapidly evolving technologies; potential for business interruptions; and accumulation across locations, clients and lines of business. This seminar provides an introduction to the data center market from an insurance perspective and explores how market structures, technical design, operational resilience, and external dependencies can influence loss scenarios and underwriting considerations.

• Fundamentals of the data center market: key business models, market trends, and risk drivers.
• Risk landscape for data centers: main types of exposure across construction and operations, including fire, power, cooling, natural hazards, cyber, and supply-chain dependencies.
• Underwriting considerations: critical factors such as resilience, redundancy, protection systems, business continuity, and recovery capabilities.
• Business interruption and recovery: understanding downtime drivers, operational dependencies, and recovery challenges.
• Accumulation risks: concentrations of exposure at the site, portfolio, and network level.
• Coverage considerations: allocation of values, responsibilities, and insurance covers.
• Practical underwriting framework: assessing what can fail, the potential impact, and likely recovery time.

• Property, engineering and construction underwriters in Treaty and Single Risk business
• Client managers and distribution professionals whose work involves data center-related opportunities

6 April 2027, 3.30 p.m. (CEST)

Deadline for registration

5 April 2027