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Legal Notice

Last Revised: 22 February 2016

Conditions of Use

The following terms and conditions ("Terms") apply to your use of the HSB Engineering Insurance website (the "Website"). These Terms should be read alongside, and are in addition to, our privacy policy accessible online ("Privacy Policy"). By using this Website, you acknowledge your assent to the following conditions of use without limitation or qualification. Please read these conditions carefully before using this Website. If you do not wish to accept these conditions of use you should leave this Website immediately.

HSB Engineering Insurance Limited and HSB Engineering Insurance Services Limited (and/or their affiliated entities, referred to herein as "HSB") may at any time revise these terms and conditions by updating this posting. You are bound by any such revisions and should therefore periodically visit this page to review the current terms and conditions to which you are bound.  


The materials on this Website are provided "as is" and without warranties of any kind. To the fullest extent permissible pursuant to applicable law, HSB disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability and fitness for a particular purpose. HSB does not warrant that the functions contained in the materials will be uninterrupted or error-free, that defects will be corrected, or that this Website or the server that makes it available are free of viruses or other harmful components.

HSB does not warrant or make any representations regarding the use or the results of the use of the materials on this Website in terms of their correctness, accuracy, reliability, or otherwise. You (and not HSB) assume the entire cost of all necessary servicing, repair, or correction. The information and descriptions contained herein are not intended to be complete descriptions of all terms, exclusions and conditions applicable to the products and service but are provided solely for general informational purposes. This Website may be linked to other web sites that are not maintained by HSB. HSB is not responsible for the content of those web sites. The inclusion of any link to such web sites does not imply approval of or endorsement by HSB of the web sites or the content thereof

Limitation of Liability

Whilst HSB uses reasonable efforts to include accurate and up-to-date information on this Website, errors or omissions sometimes occur. To the fullest extent permissible under applicable law, HSB makes no warranties or representations as to the accuracy of the content of this Website. Under no circumstances, including, but not limited to, negligence, shall HSB or any party involved in creating, producing, or delivering the Website be liable to you for any direct, incidental, consequential, indirect, or punitive damages that result from the use of, or the inability to use, the materials on this Website, even if HSB or an HSB authorised representative has been advised of the possibility of such damages.

Applicable law may not allow the limitation or exclusion of liability or incidental or consequential damages, so the above limitation or exclusion may not apply to you. In no event shall HSB's total liability to you for all damages, losses, and causes of action exceed the amount paid by you, if any, for accessing this Website. HSB also assumes no responsibility, and shall not be liable for, any damages to, or viruses that may infect, your computer equipment or other property on account of your access to, use of, or browsing in the Website or your downloading of any materials, data, text, images, video, or audio from this Website.

Information transmitted via this Website will pass over public telecommunications networks. We make no representation or warranty that the operation of this Website will be uninterrupted or error free and disclaim all liability in respect thereof.

We reserve the right to suspend your use of the Website at any time for operational, regulatory, legal or other reasons. We may terminate your use of the Website with immediate effect if you breach any of these Terms.

Restrictions On Use Of Materials

This Website is owned and operated by HSB. Except as otherwise expressly permitted by HSB, no materials from this Website or any web site owned, operated, licensed or controlled by HSB may be copied, reproduced, republished, uploaded, posted, transmitted, or distributed in any way. You may download material displayed on this Website for your own use only, provided that you also retain all copyright and other proprietary notices contained on the materials. You may not distribute, modify, transmit, reuse, repost, or use the content of this Website for public or commercial purposes, including the text, images, audio, and video without HSB's written permission. HSB neither warrants nor represents that your use of materials displayed on this Website will not infringe rights of third parties not owned by or affiliated by HSB.

No Legal Advice

The information provided on this Website is given on the understanding that HSB is not providing professional advice of any type. If you have any questions requiring professional advice, please contact your usual advisors.

Applicable Law

The use of this Website shall be governed and construed in accordance with English law and any disputes shall fall within the exclusive jurisdiction of the English Courts. If any of these conditions and disclaimers shall be unlawful, void or for any reason unenforceable then that provision shall be deemed severable and will not affect the validity and enforceability of the remaining provisions.

Trade Marks and Copyrights

All trade marks, services marks, trade names, logos and icons on the Website and the selection or arrangement thereof are proprietary to HSB or the relevant owner. Nothing contained on the Website should be construed as granting, by implication, estoppel, or otherwise, any license or right to use any trade mark displayed on this Website without the written permission of HSB or such third party that may own the trade marks displayed on this Website. Your use of the trade marks displayed on this Website, or any other content on this Website, except as provided herein, is strictly prohibited.

Images displayed on this Website are either the property of, or used with the permission of, HSB. The use of these images by you, or anyone else authorised by you, is prohibited unless specifically permitted herein. Any unauthorised use of the images may violate copyright laws, trade mark laws, the laws of privacy and publicity, and communications regulations and statutes.

About Us

HSB Engineering Insurance Limited is registered in England and Wales 02396114. Registered Office: New London House, 6 London Street, London EC3R 7LP, Tel: +44 (0)20 7264 7000. Registered as a branch in Ireland 906020. Registered branch address: Pembroke House 28-32 Upper Pembroke Street Dublin 2 Ireland.

HSB Engineering Insurance Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.

HSB Engineering Insurance Services Limited is an Appointed Representative of HSB Engineering Insurance Limited and is registered in England and Wales 03010292. Registered Office: New London House, 6 London Street, London EC3R 7LP, Tel: +44 (0)20 7264 7000. Registered as a branch in Ireland 906105. Registered branch address: 28 Windsor Place, Lower Pembroke Street, Dublin 2, Ireland.

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