Excess and Surplus Lines

Insurance solutions for difficult-to-place risks.

Munich Re Specialty Insurance¹ addresses complex challenges in today’s evolving commercial market with a growing Excess and Surplus lines platform backed by Munich Re’s longstanding reputation in the U.S. insurance marketplace.

Our experienced team specializes in underwriting difficult-to-place, moderate-to-higher risk accounts. An entrepreneurial approach, along with the financial stability of one of the largest global reinsurance companies² allows us to deliver customized solutions that our clients can rely on.

Through select broker partners, we offer: Property, Casualty, Healthcare and Professional Liability coverage through broker partners. 

_{¹Munich Re Specialty Insurance (MRSI) is a description for the insurance business operations of affiliated companies in the Munich Re (Group) that share a common directive to offer and deliver specialty property and casualty insurance products and services in North America. MRSI’s U.S. products and services are underwritten and provided by American Alternative Insurance Corporation (AAIC) and The Princeton Excess and Surplus Lines Insurance Company (PESLIC), affiliates of Munich Reinsurance America, Inc., and its Canadian products and services are underwritten and provided by Temple Insurance Company. Surplus lines business can only be placed or accepted through a licensed surplus lines producer. Not all products are available in all U.S. states, and terms and conditions of coverage may vary by state. The information contained herein is intended for surplus lines brokers and producers only. It also is intended as general information only and does not constitute an offer to sell or a solicitation of insurance. Each company is financially responsible only for its own insurance products. Please see the links above for more information, including as required by insurance statutes, regarding AAIC and PESLIC.} 

_{²See A.M. Best ratings for AAIC and PESLIC by clicking here.}