
Cyber and Technology E&O
Leveraging the strength of
Munich Re Group and the innovation of Lloyds, we offer tailored solutions that combine technical expertise, risk management services, and responsive claims support to address your clients' needs on a primary basis.
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Capacity
Appetite
Coverage details
First-party coverages
- Breach event
- Cyber crime
- Cyber extortion
- Reputational harm
- Digital asset damage
- Hardware replacement
- Business and dependent business interruption
Third-party coverages
- Network security and privacy liability
- Media liability
- Regulatory liability
- PCI DSS liability
- Technology E&O
Coverage highlights

Dependent business interruption provides coverage for loss of gross profit and extra expense from a disruption of an insured’s operations from a malicious event occurring on a service provider’s computer system.
Digital asset damage coverage resulting from a business interruption, cyber extortion, or a bricking event – coverage is not subject to a waiting period.
Planned outage (no exclusion) – insured can voluntarily shut down their computer system to help mitigate a loss.
Blanket vicarious liability coverage addresses the insured’s legal liability and the vicarious liability of third parties.
Regulatory damages extends to most favorable law imposed by a regulatory authority.
Broad definitions of technology insured event, technology products, and technology services.
See how Reflex™ further enhances our cyber coverage
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About Munich Re Specialty Insurance
Munich Re Specialty Insurance (MRSI) is a description for the insurance business operations of affiliated companies in the Munich Re Group that share a common directive to offer and deliver specialty property and casualty insurance products and services in North America.
For more information on MRSI, including licensing, regulatory-required, and other information on the operating companies, please click here.
Munich Re Specialty Insurance (MRSI) is a description for the insurance business operations of affiliated companies in the Munich Re Group that share a common directive to offer and deliver specialty property and casualty insurance products and services in North America.
The Cyber and Technology E&O coverage that is the subject of this brochure is offered, and any related services are provided, through Munich Re Specialty Group Insurance Services, Inc. as underwriting manager with underwriting authority provided by Munich Re Syndicate Ltd. – Syndicate 457, a marine and specialty insurance underwriter and surplus lines insurer at Lloyds of London.