Risk solutions for Senior Living facilities

Deliver expert coverage solutions to clients across the aging care continuum

Senior Living liability

From local facilities to national providers, organizations that offer senior living care are coping with economic pressures, talent challenges, and growing demand for services. Munich Re Specialty is a partner you can count on that understands your risks.

Trust Munich Re Specialty – North America to protect your business

With our expertise and financial stability, you can concentrate on providing the care an aging population needs. We offer:

Unmatched financial strength

Munich Re Specialty boasts robust capacity and holds some of the industry’s highest insurer financial strength ratings.

Deep healthcare knowledge

Our dedicated Senior Living team has more than 100 years of experience serving facilities that provide a range of care for seniors.

Innovative underwriting

Our experienced team delivers tailored, value-added solutions to address your specific needs.

Exceptional claims service

Our Claims team, comprising industry veterans and specialist attorneys, focuses on strategic claims management and litigation expertise.

Wholesale focused

Munich Re Specialty exclusively uses wholesale brokers to serve the needs of senior living providers, delivering the specialized coverage and expertise they rely on.

Target classes

We specialize in providing coverage for:

Skilled nursing
Assisted living
Memory care
Independent living integrated with assisted/skilled care

Coverage details

Primary, umbrella and follow-form excess coverage
Non-admitted in all 50 states
Underwriting company, Bridgeway Insurance Company, is rated A+ by AM Best

Products offered

Our product offering at Munich Re Specialty provides insurance protection for your facilities through a variety of limits, deductibles, and self-insured retention options, including:

Professional Liability: Coverage for losses related to errors, omissions or negligence
General Liability: Ensure the safety of visitors, contractors and third-party vendors at your facility location
Employee Benefits Liability: Coverage for losses arising from errors, omissions or negligence in administering benefit programs
Hired and Non-Owned Automobile Coverage: Protection for auto liability involving your employees while on company business.

Value-added services

Healthcare safety and risk management services

Our Loss Control team of healthcare safety and risk management experts offers proven tools and tactics to support and enhance your organization’s safety and risk management strategy:

On-site risk assessments tailored to meet the needs of your organization
Customized healthcare safety and risk management educational presentations
Research and analysis on healthcare-related topics, including case law, regulatory matters, trends, and more
Healthcare and Risk Management Webinar Series — real-time webinars on current practical topics with leading industry experts

Healthcare Safety and Risk Management Grant Program for select insureds can provide reimbursement for products and services you purchase that support healthcare safety and risk management initiatives. Ask an underwriter for details.