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IMPROVEX™
Data-driven excellence for your portfolio
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IMPROVEX combines claims, premium and exposure information with Munich Re’s renowned underwriting and actuarial expertise in order to create market-leading data pools.
By aggregating and analysing policies and claims data in a comprehensive database, we offer a data-driven service that will help you create unrivalled market insights and boost your analytical capabilities.
Your benefits at a glance
Growth
IMPROVEX strengthens your competitive position and opens up new possibilities to identify attractive business potentials.
UW Strategy
You can define your risk appetite based on IMPROVEX products and adjust and benchmark your UW strategy.
Pricing
You have access to accurate and empirical ILF curves to improve both pricing adequacy and competitiveness.
Our services for your success
Market-leading database
We tailor our products to your needs by sharing market insights. Currently, the following data pools are available – with further lines of business under development.

Web application with core actuarial products
Our self-service space for you providing access to our core products that help you to outperform your competitors.

Personalised consulting and tailor-made analysis
You benefit from exclusive access to Munich Re’s actuaries, senior underwriter and data experts.

What our clients say
IMPROVEX as a pooled data base offers incredible added value.
Head of Pricing
This is the most useful additional service I have ever seen in a reinsurance company.
Reinsurance casualty manager
Disclaimer:
Munich Re must adhere to anti-trust and competition laws and in order to protect its pool partners. We are therefore unable to share the names of our sources, or the companies they belong to.The following statements have been made by executives within the insurance industry.
Munich Re must adhere to anti-trust and competition laws and in order to protect its pool partners. We are therefore unable to share the names of our sources, or the companies they belong to.The following statements have been made by executives within the insurance industry.
Would you like to know more? Contact us!
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Our experts

Katja Steinmann
Head of IMPROVEX

Alvaro Esteban Fernandez
Senior Sales Manager

Ramona Leichtle
Senior Sales Manager
