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Munich Re’s
Natural Hazards Edition

The best protection against natural disasters is knowledge

Natural hazards are constantly increasing. However, you can significantly reduce the risks you have to take. Provided you use Natural Hazards Edition, which is based on the world’s most comprehensive collection of natural hazards data and 140 years of experience of the world’s largest reinsurer.

Location analytics for advanced decision making – comprehend your current and future risk landscape in eye-opening ways. Natural Hazards Edition connects local and real-time data seamlessly.

Integrated into your digital workflows, Natural Hazards Edition drives your spatial exploration, visualisation and evaluation. It automates the entire process of creating scalable insights from big data. Our market-leading filter options empower you by giving you deeper insight into new business opportunities. The next generation of geospatial services link multiple technological developments such as cloud-based data, the Internet of Things and artificial intelligence into a powerful decision-making solution. We are constantly pushing the envelope towards this goal. 

The evaluation criteria can be extended modularly at any time by adding those of the Climate Change Edition, Wildfire HD Edition and additional modules.

Munich Re’s Natural Hazards Edition
© Munich Re

Benefit from the advantages of Natural Hazards Edition - the comprehensive solution from the world’s largest reinsurer

Easy Input & Output
Portfolio upload and various search tools/options for an easy start as well as APIs and different file options for a quick output of the results.
Cutting-edge PostgreSQL technology
High speed data processing for quick risk diversification and advanced portfolio management.
Largest global data collection on natural hazards
40 years of natural hazards data collection from Munich Re combined with state-of-the-art scientific data sets for relevant risk scores.
Easy to interpret visualization
Clear visualisation of the risk scores based on performance indicators in different map types as well as colour shading.
Munich Re’s Natural Hazards Edition
© Munich Re

Reliably evaluate the current status of your entire portfolio or of individual locations

Munich Re offers high-quality natural hazard expertise to perform efficient exposure analyses of your individual risk locations or entire portfolios. You can cluster main risk hot spots, filter dynamically and identify accumulations in your portfolio to greater understanding for better decisions. 

In addition to the comprehensive overall score, which is based on the three individually accessible detailed scores for earthquake, storm and flood, users receive dedicated ratings for a total of 12 natural hazards, including earthquakes, volcanoes, tsunamis, tropical storms, hail, tornadoes, lightning, wildfires, river floods, storm surges, etc.

All analysed locations are visually displayed in the form of detailed maps with risk layers and can be saved as reports together with all individual scores. The evaluation criteria can be extended modularly at any time by adding those of the Climate Change Edition, Wildfire HD Edition and other modules.

You can also increase the profitability of your business with optimum risk diversification and advanced portfolio management: Natural Hazards Edition is based on cutting-edge PostgreSQL technology; we guarantee highest data processing speed and security. Over 50 million risk assessments every year and an annual customer satisfaction score of over 90% demonstrate that this is a globally proven, trusted tool. 

Also available On-Demand

In the On-Demand version, users without a contractual commitment can use credits that can be purchased directly on the website to determine risk assessments for individual locations and download them as meaningful reports (in contrast to the subscription version, the evaluation of portfolios as well as the graphical representation of individual risks is not possible in this version).
Go to On-Demand version

Available scores

The earthquake map is graded according to the intensity that is to be expected once in a period of 475 years. Intensity integrates a number of parameters such as ground acceleration and earthquake duration. The return period of 475 years corresponds to a 10% exceedance probability in 50 years, which represents the mean service life of modern buildings …

For the detailed and complete description please download our fact sheet “Natural Hazards Edition”

The Global Earthquake Model (GEM) Global Seismic Hazard Map (version 2018.1) depicts the geographic distribution of the Peak Ground Acceleration (PGA) with a 10% probability of being exceeded in 50 years, computed for reference rock conditions …

For the detailed and complete description please download our fact sheet “Natural Hazards Edition”

The volcano hazard map is based on the activities of volcanoes. All volcanoes are located and mapped by coordinates. Munich Re calculated the volcanic hazard on the basis of the VEI …

For the detailed and complete description please download our fact sheet “Natural Hazards Edition”

Tsunamis are seismic sea waves and occur after strong seaquakes or large submarine landslides, often induced by earthquakes or volcanic eruptions in the sea or on the coast. The greatest risk comes from tsunamis generated by meteorites crashing into the sea …

For the detailed and complete description please download our fact sheet “Natural Hazards Edition”

Coastal regions and islands are particularly exposed as they are affected not only by the direct impact of a storm, but also by the additional hazards of storm surges and pounding waves. The intensity of a storm rapidly decreases as it moves inland because of the increase …

For the detailed and complete description please download our fact sheet “Natural Hazards Edition”

Extratropical storms are created in the transition region between subtropical and polar climatic zones, i.e. in the latitudes between about 30° and 70°. In these regions, cold polar air masses collide with tropical air masses, forming extensive low-pressure eddies …

For the detailed and complete description please download our fact sheet “Natural Hazards Edition”

Hailstorms cause extensive damage to agriculture, as well as to buildings and vehicles. Heavy hailstorms are usually triggered by wide cold fronts. Occasionally, local hot weather thunderstorms – a result of intense …

For the detailed and complete description please download our fact sheet “Natural Hazards Edition”

Tornadoes occur worldwide at latitudes between 20° and 60°, but are undeniably most frequent in the USA. Tornadoes are very localized but extremely intense. The direct damage caused by the high wind speeds is exacerbated by the sharp drop in air pressure (10% or more) at the centre of the funnel …

For the detailed and complete description please download our fact sheet “Natural Hazards Edition”

At any given time about 1500 thunderstorms are taking place all over the world, with hardly any region remaining unaffected. Lightning strikes are the main cause of natural fires, which can destroy whole forests and often buildings …

For the detailed and complete description please download our fact sheet “Natural Hazards Edition”

Wildfires are the result of a complex interaction between certain influencing factors, e.g. ignition of the fire, vegetation, meteorological conditions (El Niño/La Niña) and topography. The wildfire map is based on data of climatic conditions and vegetation that has been linked with historical data on wildfires …

For the detailed and complete description please download our fact sheet “Natural Hazards Edition”

Munich Re is constantly improving the natural hazard maps. As of today, the river flood hazard is up to date and is even more precise than before. The hazard depicted in the river flood map is now based on return periods and classified into three zones, ranging from Zone 0 (areas of minimal flood risk) to Zone 100 …

For the detailed and complete description please download our fact sheet “Natural Hazards Edition”

Flash floods are short-term events which can be produced by multiple thunderstorms with heavy rain over one area. Flash floods can be heavily destructive due to the enormous amount of water which often carries rocks, debris and mud …

For the detailed and complete description please download our fact sheet “Natural Hazards Edition” 

Storm surges can occur along sea coasts if constant strong wind from one direction causes wind setup on the coast, which can measure up to several metres. Therefore in conjunction with the astronomic tide and high seas, extremely high water levels may occur …

For the detailed and complete description please download our fact sheet “Natural Hazards Edition” 

The population density map is derived from global population distribution data (based on population counts) by LandScan™. LandScan™ is a community standard developed by the Oak Ridge National Laboratory, it uses an algorithm …

For the detailed and complete description please download our fact sheet “Natural Hazards Edition”

The elevation map is composed of different models. The main component is the digital elevation model “ALOS World 3D-30m (AW3D30; ©JAXA)”, which is provided by the Japan Aerospace Exploration Agency (JAXA) …

For the detailed and complete description please download our fact sheet “Natural Hazards Edition” 

CRESTA is an independent organization that evaluates catastrophe risk and standardizes target accumulations. The CRESTA organization established country-specific zones for the insurance and reinsurance industry …

For the detailed and complete description please download our fact sheet “Natural Hazards Edition”

The soil and shaking hazard layer shows underground conditions that influence earthquake intensity. There are six different classes from 1 (low risk) to 6 (high risk) …

For the detailed and complete description please download our fact sheet “Natural Hazards Edition”

The GEM Global Active Faults project (GEM-GAF) compiles a global dataset of active faults for seismic hazard assessment. The GEM-GAF is building a comprehensive global dataset of active fault traces of seismogenic concern …

For the detailed and complete description please download our fact sheet “Natural Hazards Edition”

Do you need additional assessment models? Thanks to the modular structure, you can easily add further modules to this solution

Munich Re has developed a new Wildfire Risk HD zoning map for the US states of California, Colorado and Arizona and for Canada in Alberta and British Columbia to support wildfire risk management. Risk scores are calculated using Munich Re’s claims experience and scientific assessment of the impacts of climate change. This new edition is available as part of Munich Re’s Risk Suite.

Learn more

It supports you in analysing and assessing the risks of future climate change. From a single asset to multiple assets within a portfolio located in areas prone to the effects of future climate change, such as areas of extreme temperatures, extreme rainfall, drought stress, tropical cyclones, fire stress, sea-level rise, etc. You receive dedicated ratings for a total of 7 climate change scenarios. 

Learn more

Get it all. For more detailed information just download our fact sheet “Natural Hazards Edition” for free!

Munich Re’s Natural Hazards Edition
© Munich Re

Or maybe you are looking for a solution that supports you analysing and assessing risks of future climate change only?

Then you should take a look at the Climate Change Edition of  Location Risk Intelligence. Analyse and assess single locations to multiple assets within a portfolio located in areas prone to the effects of future climate change, such as areas of extreme temperatures, extreme rainfall, drought stress, tropical cyclones, fire stress, sea-level rise, etc. In contrast to the Natural Hazards Edition, risk assessments are not calculated on the basis of past events, but on forecasts of future events that are expected to occur as a result of climate change.

How about trying our solution right now? Or would you rather talk to someone in person?