Munich Re’s Climate Change Edition
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Munich Re’s
Climate Change Edition

The comprehensive risk assessment and management solution for climate change

From now on you no longer need to be surprised by the consequences of climate change, but can clearly assess the related risks. And do so even up to 80 years into the future.

Climate Change Edition is a comprehensive modular SaaS solution that supports organisations in managing their assets and properties with regards to risks emerging from current natural hazards as well as from the expected impact of climate change.

Integrated into your digital workflows, Climate Change Edition drives your spatial exploration, visualisation and evaluation. Our filter options empower you by giving you deeper insights into evaluating risks and opportunities for your portfolio across the globe.

Coverage ranges from a single asset to multiple assets within a portfolio located in areas prone to the effects of future climate change, such as areas of extreme temperatures, extreme rainfall, drought, tropical cyclones, fire weather, floods, sea-level rise, etc.

Munich Re’s Climate Change Edition
© Munich Re

Benefits of the Climate Change Edition

Easy input & output
Climate Change Edition can be accessed via a web application as well as via the REST API. Users can choose from various export formats.
Largest global data collection on climate change
40 years of climate experience and data collection from Munich Re combined with state-of-the-art scientific data sets for future-relevant risk scores due to climate change in different RCP scenarios.
Easy to interpret visualization
Clear heatmap visualisation of hazards in different climate scenarios.
Climate Expert Mode
The Climate Expert Mode provides more detailed information on the climatological stress indices.

Scientific framework and modelling approach

Climate change is a critical issue facing both the global community and businesses. The Intergovernmental Panel on Climate Change (IPCC), a United Nations body, established a framework which formed the basis for the Paris Agreement in 2015.

The new and innovative Munich Re physical climate hazard assessment services are based on this framework and use the Representative Concentration Pathway (RCP) scenarios for atmospheric greenhouse gas concentrations from the latest IPCC Assessment Report (IPCC AR5, 2014). The available RCP scenarios in Munich Re’s climate services are:

Annual anthropogenic CO2 emissions (GtCO2/yr)

RCP 8.5: 
Most severe scenario leading to a warming at the end of the 21st century of probably more than 4°C relative to the pre-industrial period (1850-1900)

RCP 4.5: 
Intermediate scenario leading to a warming at the end of the 21st century of more than 2°C relative to the pre-industrial period (1850-1900)

RCP 2.6:
Moderate scenario leading to a warming at the end of the 21st century of probably less than 2°C relative to the pre-industrial period (1850-1900)

The projection years for the three emission scenarios (RCP 8.5, RCP 4.5 and RCP 2.6) are 2030, 2050 and 2100. The projections are a hybrid composite of local high-resolution CORDEX (Coordinated Regional Climate Downscaling Experiment, ~25-55 km horizontal resolution) models and global CMIP5 (Coupled Model Intercomparison Project Phase 5) models.

Data for the reference period is based on well-established current Nathan model data (for Tropical Cyclone, River Flood) and on ERA5 ECMWF atmospheric reanalysis data (for Heat Stress, Precipitation Stress, Fire Weather Stress). The reference period for the climatological parameters is 1986-2005, and 20-year periods are used for the projections for more robust trend estimates.

The scores also contain present-day values, allowing the user to compare two points in time and thus evaluate the changes in different climate-related scenarios.

Munich Re’s Climate Change Edition
© Munich Re

Analysing and assessing all the risks of future climate change in a single solution

You receive dedicated ratings for the following seven climate change scenarios:

Tropical cyclones are among the most destructive weather phenomena. Coastal regions and islands are particularly exposed as they are affected not only by the direct impact of a storm, but also by secondary hazards such as storm surges and pounding waves … 

For the detailed and complete description please download our fact sheet “Climate Change Edition”

Munich Re’s Nathan current river flood hazard data (provided by JBA Risk Management) offers state-of-the-art flood hazard information (with a 30m horizontal resolution), available on a global scale. The global flood maps are constantly improved and are a market standard …

For the detailed and complete description please download our fact sheet “Climate Change Edition”

According to the IPCC Fifth Assessment Report, the global sea level has risen more than 20  centimetres since 1880 and the trend is continuing at an unprecedented speed. Sea level rise is primarily caused by processes …

For the detailed and complete description please download our fact sheet “Climate Change Edition”

Global warming is increasing the risk of heat stress which affects humans and the infrastructure as well as ecosystems. Temperatures are rising and the intensity and frequency of heat waves are increasing. Munich Re provides detailed information …

For the detailed and complete description please download our fact sheet “Climate Change Edition”

Due to global warming and particularly to warmer oceans, air contains more moisture. This can lead to an intensification of high-precipitation events and an alteration in the frequency of such events. The impact of climate change on precipitation …

For the detailed and complete description please download our fact sheet “Climate Change Edition”

Wildfires, which can occur naturally and be caused by humans, are a destructive hazard. They burn down vegetation and lead to the destruction of infrastructure and economic resources. Fire events are often accompanied by secondary effects including …

For the detailed and complete description please download our fact sheet “Climate Change Edition”

Increasing temperatures in addition to changes in precipitation patterns can cause drier weather conditions and hence more intense and frequent drought events, which can have severe economic, environmental and social impacts …

For the detailed and complete description please download our fact sheet “Climate Change Edition”

The Climate Expert Mode contains valuable complementary information on the set of climatological stress indices (heat stress, precipitation stress, fire weather stress and drought stress) …

For the detailed and complete description please download our fact sheet “Climate Change Edition”

Do you need additional assessment models? Thanks to the modular structure, you can easily add further modules to this solution

Location analytics for advanced decision making – comprehend your current risk landscape in eye-opening ways. Natural Hazards Edition connects local and real-time data seamlessly.
With Natural Hazards Edition dedicated ratings for a total of 12 natural hazards, including earthquakes, volcanoes, tsunamis, tropical storms, hail, tornadoes, lightning, wildfires, river floods, storm surges etc. are received.
Munich Re has developed a new Wildfire Risk HD zoning map to support wildfire risk management in the US states of California, Colorado, Arizona, Nevada and Oregon, in Alberta and British Columbia in Canada, and, absolutely new, the Wildfire HD Edition has been extended by the states of New South Wales and Victoria, as well as the internal territory of Australian Capital Territory. Risk scores are calculated using Munich Re’s claims experience and scientific assessment of the impacts of climate change. 

Scores you can count on

Risk scores are a powerful tool to help you assess real risk situations, by providing a measure of damage potential for standard industrial businesses.

Climate risk scores

Climate risk scores express the severity of physical damage being caused by natural hazards in future climate scenarios (based on NATHAN risk scores)

The climate overall risk score includes storm, flood and wildfire risk scores with different weightings in combination of the AAL for standard industrial business. The various hazards that have been taken into account include:

  • Tropical cyclone
  • Extratropical storm
  • Hail
  • Tornado
  • Lightning risk
  • River flood
  • Flash flood
  • Storm surge
  • Wildfire risk

The climate storm risk score includes the tropical cyclone, extratropical storm, hail, tornado and lightning risk.

The climate flood risk score includes the river flood, flash flood and storm surge risk.

Risk scores of future scenarios include a combination of current and projected hazard zones (where available, i.e. tropical cyclone and river flood).

Natural Hazards Defended scores*

Natural Hazards Defended scores take into account flood defenses, licensed by JBA. They are calculated for the hazards of river flood and storm surge. Due to a conservative threshold, differences between defended and undefended scores affect only the Netherlands and Belgium.

*available on request
Example of an increase of exposure to river flood. Comparing between the timepoints “current”, 2050 and 2100, the location will become more and more exposed to river flood events, due to the impact of climate change.

Subscription plans for every business.
Choose the one that suits you best

Location Risk Intelligence Platform is a thoroughly modular software solution that is available in six different platform options. You can also add up to two risk score editions (Natural Hazards Edition and Wildfire HD Edition) and four additional score modules to your preferred solution.
Subscription plans for every business. Choose the one that suits you best
High value platform functionalities

High value platform functionalities

Sometimes more is simply more. Especially when it comes to well-designed functionalities that facilitate risk assessment on the one hand and reduce your workload on the other. These outstanding functionalities include single location assessment, portfolio assessment, location geocoding, map services, saving of locations, elevation profiles, traffic light visualisation, location set filtering, REST API and areas and lines scoring.

For more detailed information simply download our “Climate Change Edition” fact sheet!

Munich Re’s Climate Change Edition
© Munich Re

Or maybe you are looking for a solution that allows you to reliably assess the current status of your portfolio or individual locations, regardless of climate change impacts?

In this case you should take a look at the Natural Hazards Edition. You receive dedicated ratings for a total of 12 natural hazards, including earthquakes, volcanoes, tsunamis, tropical storms, hail, tornadoes, lightning, wildfires, river floods, storm surges etc.

How about trying our solution right now? Or would you rather talk to someone in person?