Critical Illness at 40

Critical Illness at 40

Still a Thorn in the Medical Director’s Side

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    March 2023

    Critical illness insurance was introduced 40 years ago. Medical directors continue to be challenged and frustrated with the complexities that critical illness claims offer. Repeated efforts to improve critical illness contracts have not had the desired effect. If anything, the adjudication of claims has become more challenging.

    Critical Illness at 40: Still a Thorn in the Medical Director’s Side, authored by Munich Re’s Dr. Tim Meagher, was originally published by the Journal of Insurance Medicine. This article provides insights into the continued issues and possible solutions for Critical Illness insurance.

    Contact Author
    Tim Meagher
    Dr. Tim Meagher MD, FRCPC, FACP
    Vice President & Medical Director

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