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Not if, but how
Munich Re US

Less risk, more stability

Treaty reinsurance

Tomorrow’s world, insured

Munich Re has been addressing key challenges in the U.S. property and casualty reinsurance market for more than a century, providing risk management and risk transfer offerings across many coverages that empower insurers to achieve sustained, profitable growth.


  • Auto liability
  • Agricultural
  • Cyber
  • Flood
  • General liability
  • Inland marine
  • Ocean marine
  • Political risk/trade credit
  • Professional liability
  • Property
  • Property catastrophe
  • Surety
  • Umbrella liability
  • Workers' compensation

One point of contact

Reinsurance buyers and brokers benefit from our client-centered and solution-oriented approach. That means each customer can count on us to deliver custom products and responsive service backed by Munich Re’s underwriting excellence and risk assessment knowledge. We are here to listen, collaborate and develop innovative reinsurance programs in line with your business strategy.

Value added services

White label product offering
Insights into emerging technology and data
Risk Transfer Solutions
Events, Publications, and Training

Specialty Lines

With data breaches and ransomware attacks constantly in the news, organizations are seeking cyber insurance to mitigate the many unknown risks of doing business in the digital age. Awarded 2019 Cyber Reinsurer of the Year by Advisen, Munich Re supports primary insurers looking to enter the growing cyber insurance market or expand their capabilities with customized cyber reinsurance to integrate with your offerings.

Recent years have brought some of the largest and most scrutinized data breaches in history, resulting in billions of records lost, exposed or compromised. As businesses and consumers alike become more aware of the risks associated with cyber attacks, enterprise demand for cyber insurance continues to rise. Munich Re provides insurers with:

  • Cyber security expertise
  • Reinsurance capacity
  • Underwriting
  • Claims
  • Actuarial
  • Risk management portal
  • Cyber training
  • Post-breach third party access
Munich Re is ready for rising waters with a comprehensive U.S. flood strategy and white-label flood insurance products powered by the latest technology. These products are designed to match home and business owners with the right solutions and help them recover faster. Our flood insurance experts will help you navigate the complexities of flood risk assessment and modeling, as well as state-specific regulatory issues associated with private flood solutions.
Damage to livestock and crops resulting from natural hazards, disease, or other perils is characteristic of the uncertain and volatile risks faced by the agricultural industry. We provide treaty reinsurance to the U.S. agricultural insurance market in the following areas: Equine, Confinements, Livestock Mortality, Animal Transit and Personal & Commercial Farm Operations.
Over 50,000 merchant ships, registered in over 150 nations, transport an estimated 7.7 thousand million tons of cargo annually. With over 90 percent of world trade conducted by the international shipping industry, Ocean Marine reinsurance solutions are more important today than ever before. Our Ocean/Marine unit provides reinsurance for Marine, Hull (Bluewater and Brownwater), Cargo, Liability, Protection & Indemnity, and Offshore Energy liabilities.

Financial and Professional Lines

In times of economic uncertainty, an increase in claims is an almost certain outcome when principals are unable to meet their financial responsibilities. The increased claims activity can significantly impact an insurer’s ability to meet its own financial obligations. Our Credit & Surety team has the underwriting expertise to help you manage your underlying Trade Credit and Surety & Fidelity exposures to:


  • Trade credit insurance (domestic and export)
  • Capital goods credit insurance (domestic and export)
  • Consumer credit insurance



  • Performance bonds
  • Payment bonds
  • Maintenance bonds
  • Court bonds



  • Dishonesty, disappearance and distraction
  • Computer crime

Arbitrary or discriminatory actions taken by governments, political groups or individuals can have a significant negative impact on a company’s ability to secure the financing and investments crucial to growth and stability. Our political risk specialists work closely with our Credit & Surety team to devise custom coverage to mitigate political risks including:


  • Confiscation, expropriation, nationalization and deprivation (CEND)
  • Political violence including strikes, riots and civil commotion, war, terrorism
  • Public buyer payment risk and/or breach of contract/contract repudiation
  • Currency inconvertibility, non-transferability and exchange restrictions relating to remittances to foreign parties
  • Embargo cancellation and license cancellation
  • Export/import restrictions

The impact of increased litigation and rising court awards against business owners and professional service providers can impact your financial stability for many years. Let Munich Re provide the financial reliability and specialized underwriting expertise you need to protect against management and professional liability claims.

Medical Errors and Omissions

  • Allied Healthcare Lines
  • Hospital Professional
  • Medical Malpractice for Physicians and Surgeons
  • Nursing Home
  • Other medical professional liability lines

Non-Medical Errors and Omissions

  • Accountants
  • Architects and Engineers
  • Law Enforcement Professionals
  • Lawyers
  • Public Officials
  • School Board Legal
  • Other professional liability lines


  • Crime / Bond
  • Employment Practice Liability
  • Fiduciary Liability
  • Non-Profit D&O
  • Private Company D&O
  • Public Company D&O
  • Other management liability lines
Products and services provided by Munich Reinsurance America, Inc. (“Munich Re”) and its affiliates. Any descriptions of coverage contained in this website are meant to be general in nature and do not include nor are intended to include all of the actual terms, benefits, and limitations found in an insurance policy. The insurance policy and not any content reflected on this website will form the contract between the insured and insurance company, and governs in all cases.