
Less risk, more stability
Treaty reinsurance
Tomorrow’s world, insured
Munich Re has been addressing key challenges in the U.S. property and casualty reinsurance market for more than a century, providing risk management and risk transfer offerings across many coverages that empower insurers to achieve sustained, profitable growth.
- Auto liability
- Agricultural
- Cyber
- Flood
- General liability
- Inland marine
- Ocean marine
- Political risk/trade credit
- Professional liability
- Property
- Property catastrophe
- Surety
- Umbrella liability
- Workers' compensation
One point of contact
Value added services
Specialty Lines
Cyber
With data breaches and ransomware attacks constantly in the news, organizations are seeking cyber insurance to mitigate the many unknown risks of doing business in the digital age. Awarded 2019 Cyber Reinsurer of the Year by Advisen, Munich Re supports primary insurers looking to enter the growing cyber insurance market or expand their capabilities with customized cyber reinsurance to integrate with your offerings.
Recent years have brought some of the largest and most scrutinized data breaches in history, resulting in billions of records lost, exposed or compromised. As businesses and consumers alike become more aware of the risks associated with cyber attacks, enterprise demand for cyber insurance continues to rise. Munich Re provides insurers with:
- Cyber security expertise
- Reinsurance capacity
- Underwriting
- Claims
- Actuarial
- Risk management portal
- Cyber training
- Post-breach third party access
Flood
Agriculture
Ocean Marine
Financial and Professional Lines
Credit & Surety
In times of economic uncertainty, an increase in claims is an almost certain outcome when principals are unable to meet their financial responsibilities. The increased claims activity can significantly impact an insurer’s ability to meet its own financial obligations. Our Credit & Surety team has the underwriting expertise to help you manage your underlying Trade Credit and Surety & Fidelity exposures to:
Credit
- Trade credit insurance (domestic and export)
- Capital goods credit insurance (domestic and export)
- Consumer credit insurance
Surety
- Performance bonds
- Payment bonds
- Maintenance bonds
- Court bonds
Fidelity
- Dishonesty, disappearance and distraction
- Computer crime
Political Risk
Arbitrary or discriminatory actions taken by governments, political groups or individuals can have a significant negative impact on a company’s ability to secure the financing and investments crucial to growth and stability. Our political risk specialists work closely with our Credit & Surety team to devise custom coverage to mitigate political risks including:
- Confiscation, expropriation, nationalization and deprivation (CEND)
- Political violence including strikes, riots and civil commotion, war, terrorism
- Public buyer payment risk and/or breach of contract/contract repudiation
- Currency inconvertibility, non-transferability and exchange restrictions relating to remittances to foreign parties
- Embargo cancellation and license cancellation
- Export/import restrictions
Management and Professional Liability
The impact of increased litigation and rising court awards against business owners and professional service providers can impact your financial stability for many years. Let Munich Re provide the financial reliability and specialized underwriting expertise you need to protect against management and professional liability claims.
Medical Errors and Omissions
- Allied Healthcare Lines
- Hospital Professional
- Medical Malpractice for Physicians and Surgeons
- Nursing Home
- Other medical professional liability lines
Non-Medical Errors and Omissions
- Accountants
- Architects and Engineers
- Law Enforcement Professionals
- Lawyers
- Public Officials
- School Board Legal
- Other professional liability lines
Management
- Crime / Bond
- Employment Practice Liability
- Fiduciary Liability
- Non-Profit D&O
- Private Company D&O
- Public Company D&O
- Other management liability lines