Less risk, more stability

Treaty reinsurance

Tomorrow’s world, insured

Munich Re has been addressing key challenges in the U.S. property and casualty reinsurance market for more than a century, providing risk management and risk transfer offerings across many coverages that empower insurers to achieve sustained, profitable growth.

Auto liability
Agricultural
Cyber
Flood
General liability
Inland marine
Ocean marine
Political risk/trade credit
Professional liability
Property
Property catastrophe
Surety
Umbrella liability
Workers' compensation

One point of contact

Reinsurance buyers and brokers benefit from our client-centered and solution-oriented approach. That means each customer can count on us to deliver custom products and responsive service backed by Munich Re’s underwriting excellence and risk assessment knowledge. We are here to listen, collaborate and develop innovative reinsurance programs in line with your business strategy.

Value added services

Underwriting

White label product offering

Claims

Insights into emerging technology and data

Risk Transfer Solutions

Events, Publications, and Training

Specialty Lines

Cyber

With data breaches and ransomware attacks constantly in the news, organizations are seeking cyber insurance to mitigate the many unknown risks of doing business in the digital age. Awarded 2019 Cyber Reinsurer of the Year by Advisen, Munich Re supports primary insurers looking to enter the growing cyber insurance market or expand their capabilities with customized cyber reinsurance to integrate with your offerings.

Recent years have brought some of the largest and most scrutinized data breaches in history, resulting in billions of records lost, exposed or compromised. As businesses and consumers alike become more aware of the risks associated with cyber attacks, enterprise demand for cyber insurance continues to rise. Munich Re provides insurers with:

Cyber security expertise
Reinsurance capacity
Underwriting
Claims
Actuarial
Risk management portal
Cyber training
Post-breach third party access

Flood

Munich Re is ready for rising waters with a comprehensive U.S. flood strategy and white-label flood insurance products powered by the latest technology. These products are designed to match home and business owners with the right solutions and help them recover faster. Our flood insurance experts will help you navigate the complexities of flood risk assessment and modeling, as well as state-specific regulatory issues associated with private flood solutions.

Agriculture

Damage to livestock and crops resulting from natural hazards, disease, or other perils is characteristic of the uncertain and volatile risks faced by the agricultural industry. We provide treaty reinsurance to the U.S. agricultural insurance market in the following areas: Equine, Confinements, Livestock Mortality, Animal Transit and Personal & Commercial Farm Operations.

Ocean Marine

Over 50,000 merchant ships, registered in over 150 nations, transport an estimated 7.7 thousand million tons of cargo annually. With over 90 percent of world trade conducted by the international shipping industry, Ocean Marine reinsurance solutions are more important today than ever before. Our Ocean/Marine unit provides reinsurance for Marine, Hull (Bluewater and Brownwater), Cargo, Liability, Protection & Indemnity, and Offshore Energy liabilities.

Financial and Professional Lines

Credit & Surety

In times of economic uncertainty, an increase in claims is an almost certain outcome when principals are unable to meet their financial responsibilities. The increased claims activity can significantly impact an insurer’s ability to meet its own financial obligations. Our Credit & Surety team has the underwriting expertise to help you manage your underlying Trade Credit and Surety & Fidelity exposures to:

Credit

Trade credit insurance (domestic and export)
Capital goods credit insurance (domestic and export)
Consumer credit insurance

Surety

Performance bonds
Payment bonds
Maintenance bonds
Court bonds

Fidelity

Dishonesty, disappearance and distraction
Computer crime

Political Risk

Arbitrary or discriminatory actions taken by governments, political groups or individuals can have a significant negative impact on a company’s ability to secure the financing and investments crucial to growth and stability. Our political risk specialists work closely with our Credit & Surety team to devise custom coverage to mitigate political risks including:

Confiscation, expropriation, nationalization and deprivation (CEND)
Political violence including strikes, riots and civil commotion, war, terrorism
Public buyer payment risk and/or breach of contract/contract repudiation
Currency inconvertibility, non-transferability and exchange restrictions relating to remittances to foreign parties
Embargo cancellation and license cancellation
Export/import restrictions

Management and Professional Liability

The impact of increased litigation and rising court awards against business owners and professional service providers can impact your financial stability for many years. Let Munich Re provide the financial reliability and specialized underwriting expertise you need to protect against management and professional liability claims.

Medical Errors and Omissions

Allied Healthcare Lines
Hospital Professional
Medical Malpractice for Physicians and Surgeons
Nursing Home
Other medical professional liability lines

Non-Medical Errors and Omissions

Accountants
Architects and Engineers
Law Enforcement Professionals
Lawyers
Public Officials
School Board Legal
Other professional liability lines

Management

Crime / Bond
Employment Practice Liability
Fiduciary Liability
Non-Profit D&O
Private Company D&O
Public Company D&O
Other management liability lines

_{Products and services provided by Munich Reinsurance America, Inc. (“Munich Re”) and its affiliates. Any descriptions of coverage contained in this website are meant to be general in nature and do not include nor are intended to include all of the actual terms, benefits, and limitations found in an insurance policy. The insurance policy and not any content reflected on this website will form the contract between the insured and insurance company, and governs in all cases.}