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Any descriptions of coverage are meant to be general in nature, may not be available in every state, may vary by state, and do not include nor are intended to include all of the actual terms, benefits and limitations found in an insurance policy, which forms the contract between the insured and insurance company, and governs in all cases. Such products and services described here are offered by Munich Re subsidiaries, which includes, but is not limited to Munich Reinsurance America, Inc., American Alternative Insurance Corp., The Princeton Excess and Surplus Lines Insurance Company, The Hartford Steam Boiler Inspection and Insurance Company, and American Modern Insurance Group, Inc. (collectively, “Munich Re US P&C Operations”). Munich Re and Munich Re US P&C Operations disclaims any and all liability whatsoever resulting from use of or reliance upon this material. Any Inland flood coverage endorsement is not intended to satisfy any mandatory flood insurance requirements of the policyholder's lending institution for their mortgages or loans. Coverage to satisfy these requirements is available through the National Flood Insurance Program (NFIP). This inland flood coverage endorsement is not affiliated with the NFIP. Certain information contained herein may be intended for surplus lines brokers and producers. It also is intended as general information only and does not constitute an offer to sell or a solicitation of insurance. Any inquiries concerning Cyber coverage should be directed through a licensed surplus lines producer or broker.

¹Federal Emergency Management Agency. "Basic Facts About The National Flood Insurance Program" 9-19-2016