Healthcare

Unmatched, customized liability coverage for senior living, allied healthcare, hospitals, and life science.

Thought leadership

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A broad scope of customized coverages for a variety of risks

In today’s challenging healthcare environment, it is more important than ever for your health professional clients to be protected against a wide variety of risks. We offer a broad scope of customized solutions, an unparalleled level of healthcare safety, risk management expertise, dedicated healthcare claims handling, and a superior level of knowledge and service to our broker partners in the senior living, allied healthcare, hospitals, and life science segments.

Expertise

Munich Re Specialty – North America, Healthcare offers deep collective experience, with specialized underwriters who understand unique healthcare markets, enabling precise risk assessment and creative, tailored solutions to meet the needs of our clients.

Stability

Our balanced risk selection underscores our financial strength and commitment to sustainable, long-term programs that brokers can rely on. We take a long-term view of the markets we serve and remain consistent in our message.

Partnership

We collaborate closely with select, specialized brokers, creating and sustaining meaningful relationships built on mutual understanding, responsiveness, best-in-class service, and shared industry knowledge.

Healthcare capabilities

Appetite

Allied Healthcare facilities

Serving a variety of outpatient and inpatient facilities ranging from standalone to national providers. Our broad appetite across 50+ classes includes home healthcare, hospice, imaging centers, dialysis centers, pharmacies, laboratories, rehabilitation centers, surgery centers, medical transport, urgent care centers, schools, staffing agencies, and more.

Senior living facilities

Solutions for and across the aging care continuum for senior living facilities. These range from standalone facilities to national providers that include skilled nursing homes, assisted living facilities, independent living centers, and adult day care.

Hospital facilities

Coverage across the hospital market: academic, community, and specialty hospitals for single state, regional, and national providers.

Life Science Liability

Coverage for target classes such as clinical trials, pharmaceuticals, medical devices, and more. Our products include Medical Product Liability, E&O for Financial Loss, Premises Liability, and Cyber and Tech E&O, with coverage details including primary and excess coverage, non-admitted in all 50 states.

Learn more about Life Science

Coverage details

Primary protection

Offered through a variety of limits, deductibles, and self-insured retention options

Primary coverages include:

Professional Liability

General Liability

Employee Benefits Liability

Hired and Non-Owned Automobile coverage

Supplementary coverages

Professional Employee Disciplinary Actions coverage

Facility Evacuation Expense coverage

Business Crisis Management Expense coverage

Public Relations Events Expense coverage

Resident Loss of Property coverage

Umbrella and excess

Protection can be offered over a variety of coverages and attachment points.

Coverages include:

Professional

General

Employee Benefits

Employers

Automobile

Helipad

Value-added services

Healthcare safety and risk management services

Our Loss Control team of healthcare safety and risk management experts offers proven tools and tactics to support and enhance your organization’s safety and risk management strategy:

On-site risk assessments tailored to meet the needs of your organization
Customized healthcare safety and risk management educational presentations
Research and analysis on healthcare subject topics, including case law, regulatory matters, trends, and more
Healthcare and Risk Management Webinar Series — real-time webinars on current practical topics with leading industry experts
Healthcare Safety and Risk Management Grant Program for select insureds can provide reimbursement for products and services you purchase that support healthcare safety and risk management initiatives. Ask an underwriter for details.