Munich Re Specialty - North America
Infographic: Standalone terrorism coverage
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Infographic: Standalone terrorism coverage

How standalone terrorism coverage can reduce an insured’s total cost of risk

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    The value of standalone terrorism coverage in a hard property market

    Commercial property insurance is experiencing a hard market driven by inflationary construction costs, supply chain disruptions, catastrophic events, reinsurance markets, and labor shortages, among other factors.

    The hard market directly impacts the cost of terrorism insurance offered through the federal government’s TRIA. Premiums for TRIA policies are linked to an insured’s total commercial property insurance cost. As commercial property insurance costs rise, so too does the cost of TRIA coverage.

    Standalone terrorism insurance is priced independently of the Property/CAT market and so, in many cases, can be less expensive than the coverage available through TRIA.

    Download our standalone terrorism coverage infographic to learn more about providing the best protection against terrorism perils and the best value to businesses.

    Contact us
    Adam Posner
    Head of U.S. Terrorism & Political Violence
    Munich Re Specialty

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    Munich Re Specialty – North America products and services are offered by and provided through insurance companies and producers/surplus lines brokers that are eligible or licensed in accordance with the laws and regulations of individual jurisdictions. Products and services are not available in every, and may vary by, jurisdiction. The information provided on this site is intended as general information only and does not constitute an offer to sell or a solicitation to purchase insurance or non-insurance products and services. Please be aware that the insurance policy and not any information provided on this site will form the contract between the parties thereto, and will govern in all cases. Munich Re Specialty – North America’s insurance products and services in the United States, Canada, and the United Kingdom are underwritten and provided by or through one or more of the insurers, producers/surplus lines brokers that are members of the Munich Re Group identified below. Each company is financially responsible only for insurance policies it has issued.

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